How long does a PAID tax lien stay on credit report.... from the day it originally reports or when paid?

Question

I have a tax lien that originally reported 10/96 and was paid 2/02. How long until it doesn't show at all on my credit report, as it's still giving me grief!!!
Also, I have a paid judgement from a car accident. How long until that no longer shows... if at all?

Answer 1

A tax lien will stay on your report for 7 years from the date of release/payment.
Unless you are in Ca. then regardless if it's paid or unpaid it will take 10 years for it to fall off.

Make sure that your credit reports are listing it as paid or it can remain indefinately on Equifax and Trans Union and 15 years for Experian.

Judgments report for 7 years from the date when they were filed.

Answer 2

According to Section 605(a) of the Fair Credit Reporting Act,

Information excluded from consumer reports.

Except as authorized under subsection (b)
of this section, no consumer reporting agency may make any consumer report containing any of the following items of information:
(1) Cases under title 11 [United States Code] or under the Bankruptcy Act that, from the date of entry of the order for relief or the date of adjudication, as the case may be, antedate the report by more than 10 years.

(2) Civil suits, civil judgments, and records of arrest that from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period.

(3) Paid tax liens which, from date of payment, antedate the report by more than seven years.

(4) Accounts placed for collection or charged to profit and loss which antedate the report by more than seven years.

Answer 3

I believe it's 10 years

Answer 4

i do not study misused because you'll get your answer appealed if that is been wrongly suggested, yet their guidelines are complicated to stay with. Any question should be considered "chatting".

Answer 5

2135 autumn oak pl
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