Seven years, normally. However, if you wish to dispute something, you can do it in writing to the credit reporting agency/agencies. They will ask your creditor to supply verification of the bad information, and if they fail to do so, the info will be erased immediately. A lot of times, creditors are too busy to do follow-ups in a timely manner, so they do not reply in time. This means that you may even get a true report deleted early, if you're lucky.
2006-09-01 19:40:33
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answer #1
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answered by Anonymous
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How To Raise Your Credit Score In 24 Hours
By: LK Hughes
It depends on how diligent you are at fighting with the credit reporting agencies. Here is a helpful article that will get you on the right road again! Plus, you can use this site to learn more about credit and finance.
2006-09-05 17:24:40
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answer #2
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answered by Anonymous
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7 years
2006-09-02 02:38:05
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answer #3
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answered by 6th Finger 2
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7 years unless it is over $20,000 then it is 14 years
2006-09-02 02:39:12
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answer #4
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answered by takeitorleaveit-loveitorhateit 2
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