well I got a credit report like 3 months ago, so do I have to wait until june of 07 to get another report or can I get one after jan 1 07?
2006-09-01 07:15:39 · 13 answers · asked by mrs understood 1 in Business & Finance ➔ Credit
Yes.
If you go back again to http://www.annualcreditreport.com and you enter all your details, it will say that you have already received your free credit report for the year.
2006-09-01 07:21:08 · answer #1 · answered by imisidro 7 · 13⤊ 0⤋
You can get one from each of the reporting agencies and you do not have to get them all at once so if you want to check on it several times a year then you can get one from a different agency every 3 monthes. If you only got 1 report you are entitled to reports from the other 2 without waiting.
2006-09-01 07:33:37 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You get one free report from each of the credit bureaus a year. Which means you get three a year. So if you time it right, you can get a free report once every 4 months. However they do not have your score on them.
2006-09-01 07:23:48 · answer #3 · answered by suz' 5 · 0⤊ 0⤋
june 07
2006-09-03 17:12:23 · answer #4 · answered by I love the flipflops 5 · 0⤊ 0⤋
According to the Fair Credit Reporting Act, you are entitled to ONE free credit report from each bureau every year.
Every year doesn't mean every calendar year, it means 365 days from the date of your request. You can request credit reports from the other two bureaus you haven't talked to yet, if you like.
2006-09-01 07:43:11 · answer #5 · answered by DaMan 5 · 0⤊ 0⤋
I believe it's a year from when you got it. You can get another, but you'll probably have to pay. Unless, it's my understanding, if you applied for credit somewhere, and you're denied, you're entitled to get a free copy of the report.
2006-09-01 07:22:23 · answer #6 · answered by tikitiki 7 · 0⤊ 0⤋
there are three major credit bureau companies. and each one will give free credit scores and reports once a year.
2006-09-01 07:21:36 · answer #7 · answered by jenzen25 4 · 0⤊ 0⤋
Wrong!! you can a daily report through your computer!! Some people pay up to $50. dollars, having a computer! Crazy.
2006-09-01 07:19:28 · answer #8 · answered by alfonso 5 · 0⤊ 0⤋
the guideline is 7 years PLUS one hundred eighty days after the transaction or activity date. After 2 years, the effect on your FICO rankings interior of reason minimum. you could assume a score improve of as much as 50 factors.
2016-11-23 17:49:48 · answer #9 · answered by marnell 4 · 0⤊ 0⤋
I would think it would be June again. I wonder what it is....great question! I hope alot of ppl give you a thumbs up!
2006-09-01 07:19:17 · answer #10 · answered by Anonymous · 0⤊ 0⤋