2006-08-31 13:51:54 · 11 answers · asked by devotionalservice 4 in Business & Finance ➔ Credit
keep credit card limits below 30% - the more credit you have available for possible use the better.
Do not close your oldest credit card accounts.
Do not open a lot of new accounts.
Have a healthy mix of revolving accounts (credit cards), mortgages and installment loans (ex. car loan).
The only thing that can really improve credit rating is paying all the bills on time, over time it gets better and better.
2006-08-31 13:57:48 · answer #1 · answered by rai 2 · 1⤊ 0⤋
I wish mine was 750 anyhoo first you have to check out your credit report and see what is going on there, have you taken out a new loan that will decrease your score until you make several monthly payments. also dont let a lot of people check your score out that makes it lower.
2006-08-31 13:58:24 · answer #2 · answered by Autumn 5 · 1⤊ 0⤋
lol. higher? you are a credit stud. There's no need to get it higher. You should qualify for the best interest rates and any credit you apply for as is.
2006-08-31 13:54:28 · answer #3 · answered by badotisthecat 5 · 3⤊ 0⤋
Credit Score Explained
While taking a decision on your loan approval, your lender will determine your credit score. The most common scoring method used is FICO scores. These ratings are usually used for determining your eligibility for mortgages. This ...............
2006-09-01 02:23:44 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Check all your credit reports,from the three main ones transunion,equifax,and experian, check for any inacuries, pay your bills on time, thats the bet advice i can give you. neg items have to be removed from your report in seven years.
2006-08-31 13:55:55 · answer #5 · answered by Anonymous · 3⤊ 0⤋
Why would you want to? A perfect score is 830. It doesn't matter. You can get a loan for anything you want.
btw. Mine is 788.
2006-08-31 14:21:02 · answer #6 · answered by Anonymous · 1⤊ 0⤋
What are you, a perfectionist? 750 is a GREAT rating.
2006-08-31 13:57:17 · answer #7 · answered by Discotheque 3 · 1⤊ 0⤋
you don't need to. if anything you need to let your credit age and that alone will raise you score even higher.
2006-08-31 14:52:10 · answer #8 · answered by bella_4624_19 4 · 1⤊ 0⤋
I hate you.
No really, it's a delicate balance. Pay your bills on time, ocassionaly apply for credit, but not too often. Pay your taxes.
2006-08-31 13:55:59 · answer #9 · answered by nikkimccarty 3 · 4⤊ 0⤋
I'm not sure. I'm just trying to get to level 3 sometime soon
2006-08-31 13:56:04 · answer #10 · answered by J-Kidd "07" 4 · 0⤊ 0⤋