what is the minimum credit score required to open accounts with most dept stores?

Question

stores like pottery barn, target, the gap, home depot etc.

Answer 1

Depending on what else you have on your reports - good or bad.
You might qualify if you are in the mid to upper 500's to lower 600's
It also depends on the store too.

You might go to the site I've listed. Click on Forums then look in the upper right corner for CreditPulls and click on it.

Enter the store you are wanting to look up and click search.
After you get the results, up at the top of the grid click on scores and it will sort it into scores from highest to lowest.

You can see what scores people had when they applied, what credit bureau was pulled, if they were denied or approved and many times they list what baddies they had when applying.


edited to add: I see someone beat me to it telling you to check that site out. But, I wouldn't list your state as that will lower the amount of results.

Answer 2

about 600 to 650 beacon score

Answer 3

it depends on the store... most look at what other tradelines you have, lenth of credit, debt to income ratios.

I would check out http://creditboards.com/forums/index.php?autocom=creditpulls
enter your score and state and it will show you some stores and credit cards.

Answer 4

i'm sure its going to depend from store to store, if you know your score and got deined you'll know it has to be higher then what your's is..