car accident...?

Question

Hi guys.. I had an accident today. It's my first accident so I don't know what to do... Please help!!

I parked my car on the street (stable). Another car just moved from the driveway of the house. The car's left rear part hit my car's front right part. There's no obvious damage. The lady refused to give me her driver's license no and phone no... I just got her rego. She said she will contact her insurance company.... At that time I was a bit nervous and I said "What can I get" she noted that down and took a couple of pictures....

Can anybody tell me what to do?? I don't have any insurance for my car... How are the insurance company gonna find me? It's obviously her fault but she said she's not gonna discuss that with me... oh gee.... how can someone be that stupid....!!

Also, can someone tell me if I am entitled to any compensation if there's no obvious damage? I kind of twisted my neck... If I go to physiologist, can I claim that back??

Answer 1

Call the police for one thing. By refusing to identify herself properly (license, registration, and insurance card) that constitutes hit-and-run driving.

Most likely she's playing it that way because you don't have insurance. She knows full well that if you file a complaint with the police you will be nailed for operating without insurance. Pretty dumb move on your part!

If there's no damage, there's nothing to claim anyway so just let it drop. Given that you were not injured, trying to claim that you were constitutes insurance fraud. That's a felony with prison time. If that's what spins your props, go for it, but if you have half a brain you'll just forget the whole thing.

And get insurance!!!

Answer 2

Ok, stop the madness! First, not having insurance doesn't change the fact that you were not at fault and if she has insurance, her carrier should pay for your damage. The problem is finding out who that is. If this ever happens again where someone won't exchange information, call the police immediately to the scene. If you have her license plate number then you can see if the police can do a trace. They may require you file a police report.

If she's gone forever, then you are s.o.l. because you have no insurance to help you in this situation. You could have maybe used uninsured motorist coverage if you had it. Lesson learned.

If you do get her insurance info and make a claim, I doubt you're going to get much consideration for your injury if your car had no damage. Not sure where you are, but insurance companies do not buy into injury claims where the impact was so slight it didn't even damage the car.

Injuries like that (soft tissue) usally resolve by themselves without treatment over a small period of time. Everyone is different, and you could be too, but that's pretty much the long and the short of it with soreness and stiffness, etc. Maybe time and some anti-inflammatories will help resolve it.

Answer 3

If it is legal to operate a vehicle in your state without insurance then her insurance should fix your car. If not, then you can be faulted for illegally operating a vehicle (they see it as your vehicle should not have been on the road and if you had obeyed the law then the accident wouldn't have happened). Now, it is pretty much her word against yours. Call the police, tell them what happened and let them write a report. As to your neck, that would have to go to court. With no obvious damage to the vehicle you will have a heck of a time proving that the accident hurt your neck. You would be taking a chance going to the doctor and suing for compensation. I wouldn't risk it, if you just twisted your neck then you won't get serious treatment from a legitimate doctor anyway.

Answer 4

Call your local police department. Tell them, this lady hit your car while backign out of the drive, here's her plate, she refused to give me any information. File a police report against her. They'll run the plate number.

Were you parked? Were you still in the car?

Yes, the status of YOUR insurance is irrelevant - if she hit you, you were parked, and your car was off, she's 100% at fault, cut and dried.

What's a "physiologist"? Technically, it's a scientist that studies movement?? So I think you mean something else.

Medical payments - that depends on the state you are in. Sometimes, med pay is a no-fault claim. IF you have bodily injury (not just, Oh, my neck is sore!), she's on the hook in all 50 states. If there isn't any injury, you'll end up paying the bill to get yourself checked out.

BTW - if you have no damage to your car, and she has no damage to her car, lots of luck getting any money for bodily injury out of the insurance company. And watch out for the fraud prevention team, they'll be on you like white on rice.

Answer 5

If you have a tag # then call the cops -- she is LSA (leaving the scene of the accident). Gimme a break with your 'twisted' neck. You should be ashamed you baby. If there is no visible damage to your car, THEN WHAT IS ALL THE WHINING ABOUT?
You just think you hit the lottery but the fact is you are a deadbeat that doesn't even have insurance yourself. I have a clue for you pal....her insurance isn't going to pay you one dime for your horrible injuries, lawyer or not.
Get a life.

Answer 6

by law she is to give details ring the police and tell them the situation but make sure you tell them everything go to the hospital about your injury but dont fake it cause the ct scans will pick it up. ring your insurance company and tell them as well most companys are available 24hrs and when you speak 2 any1 on the phone write down time/date who you spoke 2 and a receipt no if they do that cover your **** so the other driver doesnt have a chance 2 screw you.regards

Answer 7

I know that here if you are involved in an accident with no insurance whether you are at fault or not your lisence is immediately suspended for failure to have insurance. Is the neck pain worth a suspended lisence?
Get insurance, I have it, and mine will sue you for not having it if you hit me!

Answer 8

if the other car hit your car and you was parked its her fault if your state is not a mandatory insurance state call the cops have them do a accident report they will get the info from her and go see a doctor and get checked out her insurance will have to pay if she has any if not she will have to pay

Answer 9

you need to call the police and notify them of the accedent imediatly, or else you wont get ****, then go to the doctors the police wil get you her info, then have her insurance pay for it to make sure you are ok

Answer 10

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