maybe you already have one who has been good til the end and honor their contract.
2006-08-29 10:27:34 · 8 answers · asked by whitedoveabscond 2 in Business & Finance ➔ Insurance
Sure I will help you... LOL All insurance companies will have to honor there contract as long as you are honest when you fill out the paper work. Insurance companies are backed kind of like banks (at least in arkansas) where if an company goes bankrupt the insurance dept has to take over and pay your claim. Shop around locally. That way you have a person to look at and talk to. Most companies have agents in every area of every state.
2006-08-29 17:22:03 · answer #1 · answered by cobra242003 1 · 0⤊ 0⤋
Go talk to a number of licensed agents in your area and discuss your situation. Buying the correct insurance coverage is a more complicated question than most people realize. You should tell the agent a lot of your personal information - income, savings, debts, children etc.
Term insurance works well IF (a mighty big if) you save enough money to pay ALL of your bills throughout your lifetime including the cost of care in your senior years.
Good Luck
2006-08-30 01:40:43 · answer #2 · answered by insuranceguytx 5 · 0⤊ 0⤋
The easy answer is if you want term life insurance. There are an incredible number of web sites that offer term quotes, for free, to consumers. Many, many life insurance companies are listed. I know of one site that also allows you to filter on AM Best's rating. This may filter in the best of the best life insurers. My advice, go for A++ rating. You will be selecting among the very highest rated insurers in the U.S.
2006-08-29 15:30:32 · answer #3 · answered by Matthew V 1 · 0⤊ 0⤋
Zurich Direct is good. They all watch the aps, and may challenge at claim time. You MUST be 100 % sure you answer the application questions honestly. They will take the money and refuse to pay later if anyone does not tell the truth, 100% on the initial application.
2006-08-29 11:55:02 · answer #4 · answered by The Advocate 4 · 0⤊ 0⤋
You may find that level term life insurance is an affordable form of coverage. It is recommended by Finance Expert Suze Orman.
Term life insurance offers you the maximum amount of protection at the most affordable rates.
To learn more about term life insurance Review the Free Term life insurance guide at http://www.term-life-online.com/term-life-insurance-guide.html that explains the coverage options and helps guide you to making a well informed choice.
To compare the best rates I recommend Insureme – They give you the five best life insurance quotes from top-rated life insurers nationwide. To request a free, no obligation quote, Go to http://www.insureme.com/landing.aspx?Refby=613403&Type=life
I hope that helps! Take care and best of luck with your life insurance search!
2006-08-30 03:37:40 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Life Insurance A Beginners Guide
By: Micheal Reese
This article may answer your question.
Good luck!
2006-08-29 10:36:41 · answer #6 · answered by Anonymous · 0⤊ 0⤋
There's only one person to call. Glen Butler in Alb, New Mexico @505-710-5168. My names Corey Teramana and I trust him with my life. Not to mention he does great work. (Reasonable Price
2006-08-29 10:35:51 · answer #7 · answered by Corey The Realtor 1 · 0⤊ 0⤋
If your in the UK I can advise you and not just advise but explain why you need it, how to write it into trust, etc.
Insurance Specialist
2006-08-29 21:57:54 · answer #8 · answered by Anonymous · 0⤊ 0⤋