or just Equifax report?
2006-08-29 06:19:48 · 7 answers · asked by doug 2 in Business & Finance ➔ Credit
1. Yes and No.
2. Each agency report their own score....BUT, the lender will almost always use 1 or 2 of them.
2006-08-29 06:35:33 · answer #1 · answered by p_boxter03 4 · 0⤊ 1⤋
No.
FICO is the generic term used to describe your credit score.
Each of the agencies have their own credit score model.
Equifax - Beacon Score
Experian - FICO-II
TrasnsUnion - FICO Classic 98
The scores are a little different but should be about the same for any of the three.
For more information on how to improve your credit check out some of my best answers.
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2006-08-29 06:48:56 · answer #2 · answered by mrdankeschoen 2 · 0⤊ 0⤋
FICO Scores Are They So Important for Getting a Mortgage
By: Joy Cagil
This article may help with some of your question.
Good Luck!
2006-08-29 06:24:28 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Each bureau has a fico score. Just depends on how much is reported to them.
2006-08-29 06:24:07 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Fico recently changed the way they and the 3 bureaus score, according to Suze Orman. You might check her sight suzeorman.com and see what she says sbout it.
2006-08-29 06:23:06 · answer #5 · answered by Sheila 6 · 0⤊ 0⤋
Yes it does and please visit here for a caculation of how they get this score...
Federal Trade Commission (FTC)
Working for consumer protection and a competitive marketplace.
Category: Federal Trade Commission (FTC)
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2006-08-31 22:10:49 · answer #6 · answered by Anonymous · 0⤊ 0⤋
no....each have their own FICO score
2006-08-30 00:04:50 · answer #7 · answered by iuw r 2 · 0⤊ 0⤋