The value of the van is 675.00 and I only had liability coverage. Do I have to file an insurance claim. No other vehicles were involved and no injuries.
2006-08-29 05:15:15 · 11 answers · asked by ma8033 1 in Cars & Transportation ➔ Insurance & Registration
The law in each state is different. In CA the law states that all losses w/ damages exceeding $750 must be reported.
If nobody was hurt, then I would not report it. It will be a point on your son's record for 3yrs and the insurance won't pay out any money since you didn't have physical damage coverage on the van anyway.
Hope this helps.
2006-08-29 07:15:09 · answer #1 · answered by bellytail 5 · 0⤊ 0⤋
No you do not have to file a claim. Just let it go. You are lucky it was only worth $675. Our daughter has had 4 accidents in the last year, two her fault two not, two cars totaled and our insurance went up $1600 and it will probably go up more when all is said and done. She is paying for the increased rate on it though. I just hope this is the end of it.
2006-08-29 05:23:59 · answer #2 · answered by SunFun 5 · 0⤊ 0⤋
As far as I know, there's no requirement to file an insurance claim. However, if you found a reason to file (such as injuries to your son, which would still be covered regardless of the value of the van) there is a limited time to do so.
2006-08-29 05:19:26 · answer #3 · answered by JenV 6 · 0⤊ 0⤋
The only reason I can think of for turning a claim in for this instance is if he damaged someone elses property. Like a pole or something.
Otherwise, no, no reason to turn anything in.
2006-08-29 09:21:49 · answer #4 · answered by mktobyjo 3 · 0⤊ 0⤋
No, you don't. That's one exception. You don't have to file a claim if you have liability only and only your car was involved.
2006-08-29 11:33:48 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
no, you don't ever HAVE to file an insurance claim for anything. Only reason would be if you're trying to use up your deductible or something.
2006-08-29 05:19:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋
No, as long as there wasn't property damage or a claim against you, just write it off as experience and get another vehicle.
2006-08-29 05:20:19 · answer #7 · answered by Anonymous · 1⤊ 0⤋
you dont have to claim all accidents, i wrecked my car, involving my neighbors car, which didnt even scratch his and mine got f*d up, we didnt turn it in. we just fixed it ourselves.
2006-08-29 05:19:34 · answer #8 · answered by justmeandmyboy 2 · 0⤊ 0⤋
Nope. Junk it and move on.
2006-08-29 09:40:00 · answer #9 · answered by Anonymous · 0⤊ 0⤋
No, you don't have to.
2006-08-29 05:24:45 · answer #10 · answered by applejuice 2 · 0⤊ 0⤋