can credit card com turn down the amount you can pay to your debit to them or do they have to take it?

Question

i combined my bills to one com. to pay off my bills put one credit card com. would not except payment that way. can a credit card com. do this legally?

Answer 1

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Answer 2

I'm not sure. I guess a credit card company could choose not to accept credit cards as a form of payment. Everyone else has the right to make that decision. I would think they do, too

I have a friend who got ticked with his credit card company once, and he mailed his payments in in $1 checks. Hundreds of them, just too frustrate the bookkeepers. How much do you think that cost?

I know another guy who got tired of being billed each month for $0.12 that he didn't feel he owed. (He had paid his account in full, then he received a bill for $0.12) After laughing about it for a few months that they paid 37cents in postage every time they sent him the 12cent bill, he got tired of it and sent them a quarter. After three months of receiving statements with a 13cent credit, he finally called and asked them to just issue him a check for the balance.

Answer 3

I would send them a balance transfer check from the credit card you want to transfer. They are not allowed to refuse payment this way. If not you could sue them. Just a note for cards with balances that your pay interest on. You would still receive a final bill for the remainder of the interest you owe.

Answer 4

I read the other day in Answers where this person's cc company wouldn't accept what he could afford, they wanted the entire amount....so apparently, they can. I think that's ludicrous because do they want their money or not??

Answer 5

yes as its known as the shell game where you use one card to pay off another. many people used to do it so its harder to have done now.