2006-08-26 00:31:29 · 3 answers · asked by thù tỉ tỉ 4 in Business & Finance ➔ Credit
basically, you have to look at three things:
max credit: how much are people willing to loan you, usually measured through credit card maxes. (higher is better)
credit load: how much of your max credit are you currently using (lower is better)
credit history: have you ever not paid a loan or installment on time, or, have any of your loans gone to collection (never, rarely, or 5-10 years ago is better)
2006-08-26 00:38:28 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Hi. Credit is a history of your investment and spending practices. Which you will want a good credit rating for when you need a car or house loan someday. Go to www.freecreditreport.com, and you can sign up for a free 30 day trial. You can then get your credit checked by the 3 major credit agencies for free (Equifax, TransUnion and I forget the third, but you'll see it on the website.) And you can always cancel this service before the 30 days are up, and it won't cost you anything. I did it and it worked out great for me.
2006-08-26 07:48:15 · answer #2 · answered by :Phil 5 · 0⤊ 0⤋
go to www.annual credit report.com they will give you 3 free credit reports.
2006-08-26 09:28:00 · answer #3 · answered by roadrunnerpine 1 · 0⤊ 0⤋