2006-08-24 09:55:28 · 12 answers · asked by suezzie 1 in Business & Finance ➔ Credit
If you have bad credit get a reserve credit card at almost any major bank it requires that you have an account with the amount of your credit limit inside it that you cannot access. Make your payments on time for 6 mos and poof! good credit...
If this is your first credit card/creid account and your 18 or over almost anyone will give you one...banks will fall all over themselves to give you a 500 credit limit....I went with cap 1 and chase
2006-08-24 10:02:47 · answer #1 · answered by BOISE_DD 3 · 0⤊ 0⤋
Like Bella said, Crown Jewelers.
Guaranteed to be accepted, they do not pull a credit report.
But, you do have to make a purchase for them to report.
You can make a $20 or $30 purchase and have a tradeline of up to $1500 reporting.
2006-08-24 16:53:27 · answer #2 · answered by echo 7 · 0⤊ 0⤋
Capital one do a secured card, I got one with a £200 limit, had to give them £200 up front for it. Paid it off regularly and now i can get other cards with reasonable limits, and was bankrupt only 5 years ago.
2006-08-25 00:45:47 · answer #3 · answered by alatoruk 5 · 0⤊ 0⤋
If you're likely to be turned down by credit card companies I would advise not to get a one. If you're credit ratings that bad you probably can't afford it. Only spend money that's yours, then you'll get your credit rating on track.
2006-08-24 10:04:46 · answer #4 · answered by littlebethan 5 · 0⤊ 0⤋
If you have to ask like that, you probably should stay away. If your credit is not good try a debit card. If you don't have it you can't spend it. Good habit to practice!
However if you are trying to build credit, try Capital One. even if you have to start with a deposit. they like to encourage debt.
2006-08-24 10:27:03 · answer #5 · answered by April N 3 · 0⤊ 0⤋
You could try Orchard Bank....they deal with people with not so great credit.
2006-08-24 10:00:52 · answer #6 · answered by First Lady 7 · 1⤊ 0⤋
hi, I don't promise anything but if you are willing to read
people often seem to find tons of knowledge here :
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck!
2006-08-25 16:55:46 · answer #7 · answered by Anonymous · 1⤊ 0⤋
guaranteed approval- crown jewelers
2006-08-24 10:17:18 · answer #8 · answered by bella_4624_19 4 · 1⤊ 0⤋
.Unless you are willing to be clobbered by an extortionate interest rate, the best place to start would be your own bank
2006-08-24 10:09:37 · answer #9 · answered by Amanda K 7 · 0⤊ 0⤋
try capital one my sis got one and has bad credit xxx
2006-08-24 10:08:03 · answer #10 · answered by LINDA P 2 · 0⤊ 0⤋