I dont own a car or a house but I do make an alright wage. I dont have any credit cards and the only thing I have to pay other than living exspences is alimony
2006-08-24 09:40:16 · 11 answers · asked by Anonymous in Business & Finance ➔ Credit
you didn't say you have bad credit, so the best way to improve your credit is to actually get some credit. Apply for some credit cards and not use them to much.
2006-08-24 10:25:16 · answer #1 · answered by bella_4624_19 4 · 0⤊ 0⤋
Step by Step Credit Repair Guide
Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in your report. Here we offer you ten tips to achieve this goal, without having to resort to approaching any external agencies for help...........
2006-08-25 03:57:50 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You don't say why you have a bad credit rating, but often time will sort it out - as long as you stay out of trouble. 6 years will do the trick to completely repair it.
Bizarrely, to get a better credit rating you need to run a credit card, get a load, etc. Making sure you repay etc.
You can check your rating here:
http://www.uk.experian.com/
2006-08-24 16:47:47 · answer #3 · answered by Felidae 5 · 0⤊ 0⤋
The only way to build credit is to HAVE credit, as in get a store card or a visa or something. dont go crazy on the debt part-- keep your balance at 40% or less....and just keep up with your payments....eventually it will go up.
If therea re any paid acounts on your record that were your spouse's, and they are bad (like late payments) try doing a dispute to get them removed.
2006-08-24 17:31:39 · answer #4 · answered by Anonymous · 0⤊ 0⤋
get a credit card or a small bank loan and use them to build your credit back up. $2K will do on either. Don't pay the loan off early but you can pay the credit card off each month, just don't be late. It will take time but they need to see you are trying. Good Luck!
2006-08-24 16:47:40 · answer #5 · answered by Michelle 4 · 0⤊ 1⤋
You get a credit report, in UK you apply to experian, they charge you £2.50 and send you the report. You can then look through all bad credit and speak to them all personally, either repay the debt, or explain your disassociation with previous partner, and ask them to take you off their blacklist. Speak to your bank for further advice.
2006-08-24 16:48:56 · answer #6 · answered by sarkyastic31 4 · 0⤊ 0⤋
Please visit this website if you want to find out how you can repair your credit. I love the valuable information listed on this site.
2006-08-24 20:35:10 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Not sure but i would say within a couple of years in will repair itself...
2006-08-24 16:42:11 · answer #8 · answered by confused 6 · 0⤊ 1⤋
So wots the problem?? u dont own anythng.
2006-08-24 16:46:55 · answer #9 · answered by ANgEL 2 · 0⤊ 1⤋
remarry a rich person?
2006-08-24 16:46:51 · answer #10 · answered by geraldine 2 · 0⤊ 1⤋