I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis and also took my apendix.
The bills were overwhelming and I paid what I could- but didn't really have that good of a job. Parents and family couldn't help out.
So because I thought I was going to die, didn't have medical insurance and couldn't keep up with bills (I tried to work out payment plans with no avail) My $20,000 Surgery fkd me for life.
2006-08-24 05:39:29 · 11 answers · asked by Nanjadufrance 2 in Business & Finance ➔ Credit
Yeaup... sometimes it's just cheaper to die.
2006-08-24 05:45:42 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I was self-employed for 15 years, built my business from the ground up. Lost it all when the stock market took a dive and everyone who depended on it lost money.
I lost my business..all of my credit, including 8 major credit cards and everything I had worked very hard for.
Bottom line is, there is no guarantee that life is going to run smoothly.
Things happen to good people to change their financial status..
babies ..divorce..illness..jobs..can all change things in a heartbeat.
When things happen, you cannot beat yourself up about it and you cannot allow friends..aquaintances or family to beat you up about it, either. Whenever I start doing this to myself, I look at my teenage daughter..I look at my husband, my cat..these
things did not come about, by or through money.
They are what life is truly about..
You needed the surgery to stay alive, now don't look back at that as a failure..Pay what you can and move forward..Embrace your life and use it for good purposes..Let the debt die..
Rely on cash and develop ways to obtain that cash.
So much today depends on status of money and lifestyle, yet it causes so much stress in trying to obtain and maintain it..
I have always told my daughter this:
**There will always be someone richer-smarter-prettier than you..and you will always be richer-smarter-prettier than someone else, but you will never have another mom like me, so this sets you apart from everyone else in the world!
If you believe that your $20,000 surgery has fkd you for life, then you have so much more to learn about life.
2006-08-25 02:44:22 · answer #2 · answered by cc22 1 · 0⤊ 1⤋
Old medical bills, Columbia House (LOL, doesn't everyone owe them money?), and just small little things that you don't even remember from your younger days that come back to haunt you. When I moved away from home I had perfect credit, thus proving that others are bound to screw up your credit for you (put this Consumer bill under your name), and the system is against you from the start.
No credit? Bad.
Bad Credit. Bad.
Come again?
2006-08-24 05:48:40 · answer #3 · answered by unique2477 3 · 0⤊ 0⤋
That's why this country needs a health care plan for everybody. Why is this supposed to be the best country and we fall way behind other countries in helping it's citizens? That to me really s*cks.
Pay as much as you can afford each month and don't worry about the total.....it's nothing you can do to fix it now anyway.
I'm sorry this happened to you.
2006-08-24 05:44:06 · answer #4 · answered by daljack -a girl 7 · 0⤊ 0⤋
I had my identity stolen. Luckily the statute of limitations has run out and all the crap I couldn't get them to remove is now dropping off my credit.
You should consider declaring bankruptcy for the surgery bills.
2006-08-24 05:45:45 · answer #5 · answered by C K Platypus 6 · 0⤊ 0⤋
i was young and dumb. i never really learned anything about credit when i was young. i have had 5-6 years of bad credit. fixing your credit is a long and tedious road but i have managed to get some stuff done. i now have current credit cards and have managed to get some of the bad stuff off my credit.
2006-08-24 06:41:11 · answer #6 · answered by bella_4624_19 4 · 0⤊ 0⤋
sad story, but now all you have to do is pay a amount you can afford. Payment plans are meant to help, So you have to call and set up one you can afford to pay..............they will try no to give you a good deal but dont settle, just pay it off!
2006-08-24 05:53:50 · answer #7 · answered by Kawainani 4 · 0⤊ 0⤋
I signed for my sister a car, and she stopped paying for the car and i could not wake her payment.
2006-08-24 05:44:36 · answer #8 · answered by Anonymous · 0⤊ 0⤋
College ruined mine. Although, it is better now.
2006-08-24 05:40:45 · answer #9 · answered by snape4good 4 · 0⤊ 0⤋
me being stupid.. i messed up my free schooling.. by failing.. then i had to get student loans.. and then from there it went to hell..
2006-08-24 05:41:24 · answer #10 · answered by steph 6 · 0⤊ 0⤋