I just wanted to know is it normal to have to pay a fee to activate a credit card? I was told if you have to pay its a scam. Thanks in adavance.
2006-08-22 14:30:26 · 13 answers · asked by little chica 1 in Business & Finance ➔ Credit
nope, get rid of it.
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2006-08-23 08:54:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
An annual fee is normal, but an activation fee would be a scam. You better check the fine print, there is probably a high interest rate and some hidden fees you haven't seen yet.
2006-08-22 14:36:45 · answer #2 · answered by Mariposa 7 · 0⤊ 0⤋
now, it is normal for some cards to charge an annual fee with the card but a fee to activate is bad news. don't waste your money to activate a card. there are many options for credit that do not require a fee to simply activate a card. Hopefully you haven't done it yet. Take your money elsewhere!
2006-08-22 15:03:55 · answer #3 · answered by bella_4624_19 4 · 0⤊ 0⤋
Its not a scam. Plenty of cards do that-- but it means that the terms aren't that great. if you have a poor credit score this isn't that unusual. If you have a good score, cancel the card and find a better card with a lower rate and no fees.
2006-08-22 15:03:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It is a scam, but if you want to get a credit card, you got to get a debit card, and those cost money on every purchase and every month.
2006-08-22 14:33:23 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Some credit cards have an annual fee, but they shouldn't charge you to activate your card~beware of greedy scammers!
2006-08-22 14:32:51 · answer #6 · answered by Pigskin Princess 4 · 0⤊ 0⤋
yes it's a scam
must be an online ad as those are always ripoffs
get a card from a local bank and there won't be any fee
2006-08-22 19:02:20 · answer #7 · answered by Anonymous · 0⤊ 0⤋
That is a scam. It doesn;t cost a thing to activate.
2006-08-22 14:31:40 · answer #8 · answered by Anonymous · 0⤊ 0⤋
you don't need to pay anything to activate your credit card. it is just for security reasons that you indeed recieved your card and hence, the need to activate it.
2006-08-22 14:40:38 · answer #9 · answered by labrmt14 1 · 0⤊ 0⤋
sometimes yes, but they should bill you on your new card. do not pay in advance
2006-08-22 14:36:34 · answer #10 · answered by galactic catholic 2 · 0⤊ 0⤋