I am a doctor working in a reputed public sector company in Chandrapura,dist.Bokaro,Jharkhand.I have a bank account in SBI here ,besides a home in Kolkata,and accounts there.My salary is adequate for a credit card.Which bank /company will give me sa credit card?Billing address could also be my parent's address in Durgapur.
2006-08-21 22:55:24 · 6 answers · asked by Dr.Rajiv D 1 in Business & Finance ➔ Credit
If you have no past experience with credit cards usage, I suggest that you go in for a commercial Bank's credit card than any private company credit card. Since you have dealings with SBI, you may go in for a SBI VISA credit card. These days credit card issuing bank don't insist for having bank accounts with them, therefore you have choice of plentiful banks.
Besides SBI, you may go in for a VISA or MasterCard with Andhra Bank, Allahabad Bank, Bank of Baroda, Canara Bank, HSBC, ICICI Bank......list is long. Avoid taking up those bank's card which insist for minimum usage per month or so otherwise they levy penalties. Banks Like ICICI Bank issue life time free cards - No Joining Fee and No Annual Fee.
You may also visit various Bank's websites for details of all such cards and their usage, charges, cash withdrawals, payment options etc.
You may have billing address wherever you like. Alternatively, you may also choose for periodical Bills / statements by email. For payment of bills also, you may pay your credit card bills online with many banks free of cost. It is all consumer friendly and multiple choices. You may opt which suits you the best.
2006-08-21 23:19:11 · answer #1 · answered by helpaneed 7 · 2⤊ 0⤋
Well sir, you could get a credit card from any card company you want to.....the only thing that matters is whether you carry the required eligibility which the card companies demand. Like American Express demands a minimum of atleast a Maruti Baleno or Honda City catagory cars, plus a salary of 4.5lacs pa and the likes......other banks like HDFC or SBI have simple requirments.....all you have to do is call up the bank and ask someone to send a credit card executive to come at your place and that person will explain all the formalities to you. Thats the easiest way you could go about it.
2006-08-22 06:07:20 · answer #2 · answered by Deeganta D 1 · 0⤊ 0⤋
In all probability you are eligible to obtain credit card.
Please open the following site:
http://www.myiris.com/cards/credit.php
It will get you websites having full information about following cards:
Card NameBrand Type Of Card
Allahabad Bank India Card Master CardInternational Card
American Express Gold Amex CardInternational Card
American Express Green Amex CardInternational Card
Bank Of India Gold Navy Visa CardDomestic Card
Bank Of India Standard Navy Visa CardDomestic Card
Bank Of India Visa Gold Visa CardDomestic Card
Bank Of Baroda Bharat Premium Visa CardDomestic Card
Bank Of Baroda Exclusive Master CardDomestic Card
Bank Of Baroda Global Visa CardInternational Card
Bank Of Baroda Gold Visa CardDomestic Card
Bank Of Baroda Own BOB CardDomestic Card
Citibank NA CRY Visa CardDomestic Card
Citibank NA Gold/Preferred Master CardInternational Card
Citibank NA Gold/Preferred Visa CardInternational Card
Citibank NA Indian Oil Master CardDomestic Card
Citibank NA Jet Airways Master CardInternational Card
Citibank NA MTV Master CardInternational Card
Citibank NA Maruti Visa CardInternational Card
Citibank NA Silver/Classic Master CardInternational Card
Citibank NA Silver/Classic Visa CardInternational Card
Citibank NA Times Master CardInternational Card
Citibank NA WWF Visa CardDomestic Card
Citibank NA Women Visa CardDomestic Card
Citibank NA eCard Master CardInternational Card
Corporation Bank Canvisa Visa CardDomestic Card
HDFC Bank Silver Visa CardInternational Card
ICICI Bank HPCL Visa CardInternational Card
ICICI Bank Solid Gold Visa CardInternational Card
ICICI Bank Sterling Silver Visa CardInternational Card
ICICI Bank True Blue Visa CardDomestic Card
SBI Cards Classic Visa CardDomestic Card
SBI Cards Doctor Visa CardInternational Card
SBI Cards Gold Visa CardInternational Card
SBI Cards International Visa CardInternational Card
SBI Cards Mumbai Card Visa CardInternational Card
Standard Chartered Bank Classic Master CardInternational Card
Standard Chartered Bank Classic Visa CardInternational Card
Standard Chartered Bank Cricket Visa CardInternational Card
Standard Chartered Bank Diva Visa CardInternational Card
Standard Chartered Bank Executive Master CardInternational Card
Standard Chartered Bank Executive Visa CardInternational Card
Standard Chartered Bank Gold Master CardInternational Card
Standard Chartered Bank Gold Visa CardInternational Card
Standard Chartered Bank Sapnay Master CardInternational Card
Standard Chartered Grindlays Classic Visa CardInternational Card
Standard Chartered Grindlays Gold Master CardInternational Card
Standard Chartered Grindlays Star TV Master CardInternational Card
Tata Finance Gold Amex CardInternational Card
Tata Finance Green Amex CardInternational Card
Thomas Cook Classic Visa CardInternational Card
Thomas Cook Gold Visa CardInternational Card
UTI Bank Silver Master CardInternational Card
My experience based opinion is to seek card from a Bank which is conveniently accessible to you (having branches near your place)
BEST OF LUCK
2006-08-25 10:54:32 · answer #3 · answered by PK LAMBA 6 · 0⤊ 0⤋
Well SBI, ICICI will give a card. Maybe the SBI brach there may not have a Credit Card facility. but you can always ask them.
But I wonder were will you use it in chandrapur.
Njoy....
2006-08-22 06:04:51 · answer #4 · answered by sanghvir 3 · 0⤊ 0⤋
ANY bank would give u a credit card if u give them income / residence documents ...
But if u want hassel freee... get a debit card ...best
No documentation required
2006-08-22 06:46:04 · answer #5 · answered by whyme008 2 · 0⤊ 0⤋
considering wher you are I am not sure but if you'd like to do some reading there you go:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you!
2006-08-23 15:31:58 · answer #6 · answered by Anonymous · 0⤊ 0⤋