My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?

Question

It was a 2001 hyundai elantra.
My insurance was 9 star.
My daughter just turned 21 and wasen't given permission to drive the car.

Answer 1

Your post is unclear on a couple of things...so I am assuming by your post that a) the car was yours and b)your daughter was responsible for the accident. The fact that she didn't have permission means nothing; unless you want to charge your daughter with stealing your car, which I doubt, then that won't cut any ice with an insurer.

There are insurance companies that will cover high-risk situations like yours, but I can tell you that they will want you to sign off on a document where you categorically state that your daughter will never drive the car, period, and if she does, they can cancel the policy or refuse any and all claims. And be prepared to pay higher rates, at least for a while, until you have been claim free for a given period of time (I would think a year or so minimum). The insurer will explain their policies on this.

Try searching the internet...there are high risk companies like Safe Auto, etc. who might give you some minimal coverage if nothing else...and there are sites where you can get multiple quotes from various companies.

Good Luck. Hope this helped a little.

Answer 2

Try going to DEALSQUOTE.INFO to compare rates for all the auto insurance providers in your area.

RE My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?

It was a 2001 hyundai elantra.
My insurance was 9 star.
My daughter just turned 21 and wasen't given permission to drive the car.

Answer 3

This is like the word problems in math class that didn't have enough information. If Joe drives to Denver from Vegas what time will he get there?
If it's your car, she's your daughter, and she lived with you, she's covered unless you excluded her from the policy by endorsement. Most insurance policies consider her an insured if she's a resident relative of your household. And if she isn't, there could still be coverage because if she's driven it before, had reason to believe she had permission, no one reported it stolen, etc. it may still be considered permissive use.

Are you just trying to find insurance of her own for her and this claim is hanging over her head? You have to report it as an accident she was in, whether she was at fault, and how much property damage there was, and you can call any company to get a quote. I think we'd all like to help, but we don't have enough info.

Answer 4

To avoid paying out on the claim, you need to file a theft claim with the PD. Otherwise, it is permissive use. If she is a resident relative (lives with you) then she had to be disclosed when you bought the policy. Failure to do so is normally a violation of your policy. If she is not a resident relative, it will still be permissive use unless it is theft. In that case, there should be no problem with your insurance company paying out on the claim.

Am I missing something? If you are looking for an estimate on your vehicle, take it to a body shop for an estimate. Many times, insurance companies have shops they like to work with. They can get digitial photos and estimates that way.

For other vehicles in the accident (if it was your daughter's fault). Getting estimates and adjusting the claim is the responsibility of your insurance company.

Good luck

Answer 5

Sounds like no one wants to insure you as you have a 21 yr old who likes to joyride w/o moms permission. If no one will consider you for insurance, you need to contact the state as there is an "Insurance Pool" that each state has for people considered "Uninsurable". They will help you get coverage.

Answer 6

. Your question isn't perfect. you assert " you % to contain your daughter on your vehicle insurance". and on the same time you assert "if she gets into an twist of destiny on her vehicle" those are 2 different statements. although kindly notice that an vehicle insurance is an insurance disguise of the motor vehicle the place the cost of the motor vehicle is in accordance with its age and is roofed for any twist of destiny to the third occasion, robbery, hearth, damages to the driving force and co- passengers and the insured motor vehicle as consistent with words of insurance asked for, by skill of the Insurer. for this reason you may't contain your daughter on your vehicle insurance. on the different hand if your daughter has a valid making use of license and you have declared that besides you, your daughter is additionally working the vehicle, then if she meets with any twist of destiny then the insurance enterprise is susceptible to fulfill the twist of destiny claims. The question of insurance cost going up for you or on your daughter would not upward thrust up . VASUSESHA .

Answer 7

Unfortunately, if she was not given permision to drive your vehicle, then you are pretty much screwed.

Your best bet for insurance would be to go to State Farm or All State. They gave my mother a pretty low quote when I got into my accident with her vehicle.

Answer 8

?? Did you file theft charges against her? If not, she had permission to drive the car.

Did your insurance company pay out??

Answer 9

There are insurance companies who will insure your daughter. Go see an independent agent, they write for several companies, not just one.

Answer 10

Get insurance quotes