is dat possible?
2006-08-20 12:07:04 · 12 answers · asked by S4m 2 in Cars & Transportation ➔ Insurance & Registration
Maybe. But even if your car is on his policy, they'll rate the policy for you driving the vehicle as a principal operator, so his premium may go up. If you don't live at home, and he has no insurable interest in the vehicle, they will probably notify him that you have to get your own policy when they find out about it.
2006-08-20 13:04:39 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
this question, or very just about an same, comes up time after time John. it sort of sounds like a sturdy theory yet each coverage company is really a lot conscious of what they call 'fronting'. that is fraud and unlawful. The minute an coverage company see's a request for a quote from a mature grownup for a small team a million or 2 automobile with an adolescent down as 2d motive force vast pink caution lights commence flashing !!!! If a company subject matters a coverage you'll stay away from dropping funds now yet your coverage would have a caution flag on it. you've an coincidence and there might want to be an entire scale learn and, basically as an party, you've been on your thanks to artwork and had a prang they might want to carry close the position you've been going at say 8am, to artwork of direction. they could come instantly decrease back and say they were of the opinion that as you've been driving to artwork and the motorized vehicle might want to be there all day that is obtrusive that you're the major motive force no longer your father and they are affirming the coverage void. in case you had led to a distinct automobile pile up you would possibly want to be dealing with each and each of the coverage claims on your own and also you would possibly want to be financially crippled for existence. are literally not making the blunders of wondering you're smarter than the coverage organizations, you're literally not.
2016-11-26 20:23:02 · answer #2 · answered by deibert 4 · 0⤊ 0⤋
its possible to put the car under his insurance, but you will still pay $$$ because you are on the policy. Plus, if you have an accident, it will affect him in the long run as it will be on record w/ his insurance co and will raise his rates. Get your own insurance, the cost will be about the same anyway and if you crash, your dad will not yell at you about how it will effect him in the long run
2006-08-21 03:34:59 · answer #3 · answered by deadcars42 3 · 0⤊ 0⤋
you can be under his policy, and get the multiple car discount, but YOU have to be listed as the principle driver or it is fraud. you can't just put the car in dad's name, and not tell the insurance company that you are driving it. They may not cover you if you get into an accident.
2006-08-20 12:15:28 · answer #4 · answered by greaseman93 2 · 0⤊ 0⤋
I don't see why not. When I bought my car last year my mom put my insurance in my dads name and my name on it as well so the insurance wouldn't be as high.
2006-08-21 02:32:53 · answer #5 · answered by ♫♪♥mï®♥♫♪ 4 · 0⤊ 0⤋
If you live with your dad, it's possible. You'll have your own policy, but connected to it will be your dad's discounts, like multi-vehicle or homeowners.
And if you have an accident, it shouldn't affect his policy, it would only affect yours. Call his agent and confirm this with him.
2006-08-24 03:26:08 · answer #6 · answered by mktobyjo 3 · 0⤊ 0⤋
It's possible. However that is something you should probably discuss with your dad.
2006-08-20 12:13:10 · answer #7 · answered by Darth Vader 3 · 0⤊ 0⤋
It's possible
2006-08-20 12:13:13 · answer #8 · answered by ? 2 · 0⤊ 0⤋
yes but the car also has to be in his name
2006-08-20 14:40:21 · answer #9 · answered by firefightingexpert 5 · 0⤊ 0⤋
Yes, if you live with your dad.
2006-08-20 16:38:36 · answer #10 · answered by Chicagoan 2 · 0⤊ 0⤋