i was rear ended by an 18 wheeler, i was driving a 18 wheeler as well now i have some mental motions problems the guy died the hit me, and i have two torn disk and several disk that or buldge
2006-08-19 15:27:37 · 3 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
You can normally sue for more than policy limits. Doesn't mean you'll get it, but you can name any amount you want. I believe there are some states that cap the amount for which you can sue, but it's not across the board in all states. The insurance company, however, will only pay a max of its policy limit. Most tractor trailers carry a high liability policy of around a million. You still have to prove your case and its value- no guarantee you'll get that.
2006-08-20 11:14:12 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
Get an Attorney. See A doctor. As you should know as you driver an 18 Wheeler, most commercial policies have either a 750,000.00 or 1 Million in coverage. If you are that severly Injured, you should get an attorney as it will be easier as they will help get all of your bills together and negotiate on your behalf.
2006-08-21 05:35:35 · answer #2 · answered by deadcars42 3 · 0⤊ 0⤋
There is a "cap" on the amount you can collect in damages. It's stated clearly in the policy. It's known as the "policy limit".
Usually commercial policies have a one million dollar limit, but these days it may be more. Large companies may also have an umbrella policy in case the primary coverage policy is exceeded.
There is no cap on defense costs, but it doesn't sound like you're defending a lawsuit, you're pressing one.
2006-08-19 15:39:37 · answer #3 · answered by Anonymous · 0⤊ 0⤋