Store cards approval?

Question

I have been trying to apply for a strore card so i can build credit and eventually get approved for a credit card . I have been denied for a store card .

How do i get approved for a store card ?

Answer 1

Stay away from store credit cards. You are better off trying to a regular Visa or MasterCard from your local financial institution. The interest rates on store credit cards will kill you. If this is the first time you are getting credit card you may have to get a secured card to help you build credit. Also stop having your credit pulled at stores just because they make the offer. The more you have your credit pulled the worse your credit becomes.

Answer 2

Do you have a checking account? If not, you might try getting and keeping one for a while. Also, you might consider applying for a secured credit card. That type of card is obtained by opening a savings account that has the same amount in it as your credit card line. That way, if you don't pay your bill, they will take the money from the savings account.

Answer 3

Don't get a store card OR a credit card. Pay cash or don't buy it. Instant gratification is the sign of immaturuty. Save up for what you want and pay cash. There is nothing that a credit card will do for you that a debit card won't, except put you in debt.

Answer 4

The thing with store cards is they put you into database that comes back with an immediate response as to what your credit history is. The solution is clean up bad credit! Peace!

Answer 5

If you have bad credit it will be hard for you to obtain a card. Check your credit history and clean up any bad credit you may have.

Answer 6

First, get a job and keep it for 2 yrs. While working get a checking and savings account don't bounce any checks and save 500 to 1000 dollars in the bank.

Answer 7

YOU NEED TO QUALIFY MONITARILY AND TO THE TERMS OF THE CREDIT CARD AGREEMENT