looking for a credit card online and I have less than perfect credit?

Answer 1

try capital one.... and by all mean AVOID Providian and Juniper

Answer 2

You really have 2 choices

secured credit card or an unsecured credit card.

With a secured credit card, you put a deposit with the credit card and your credit limit is typically the amount of your deposit. This is your collateral for the bank. Make sure you are paid interest on your deposit.

You can apply for an unsecured credit card. There are issuers that specialize in people with bad credit. But they come with high fees and may be over one hundred dollars. They include things like one-time application fees, processing fees and monthly maintanence fees.

Getting a secured credit card, especially if you have savings is the more cost effective way to go. Reestablish your credit and chances are you will be offered an unsecured credit card with 9-12 months.

Avoid prepaid credit cards or catalog cards even if they claim to rebuild your credit.

Nick

Answer 3

The answer depends on the reason you want the credit card. There are prepaid credit cards www.greendot.com - but they won't help you rebuild your credit and you will not be able to rent a car with them.

THere are secured cards www.capitalone.com - these are availible to anyone who can make the deposite (or payments toward a deposit) and will help to rebuild your credit. Also, these can ab used to rent cars.

Capital One is a good place to go, because they will have a credit card for almost everyone, and don't charge high intrest rates until after you miss a payment or go over your limit.

Answer 4

Get a bank card.
If your credit sucks you'll pay 19% interest on a credit card. But I know people need to have a card to buy things electronically, so get a bank card and that should be enough.

Answer 5

there are alot of credit cards out there, if your credit is bad they will give you what is called a secured credit card. What that is is a card that you put money toward, you send them 200.00 dollars and then your credit limit is whatever you put in it. Its a good way to rebuild your credit.

Answer 6

no matter if you position the money decrease back on to the cardboard, your BF's mom will in all probability nevertheless pursue the learn. Suicide is a daft theory to contemplate over $500. once you're going to correct your self, it really is really no longer fairly worth doing it for this variety of small quantity. the finest aspect to do, for this quantity of money, might want to be to easily admit it. arise with a sturdy reason you stole out of your mom-in-regulation, and easily admit it. in case you may not face doing it face-to-face, do it with slightly more desirable drama - leave a written confession and babbling apology the position your mom-in-regulation will discover it, then disappear to a pal's domicile for some days. Your mom-in-regulation will call you and inform you each little thing is all ok. And all will be properly. likely.

Answer 7

Try a secured card with Capital One. I have to agree, stay away from Providian.

Answer 8

capital one will give anyone a credit card.

Answer 9

hi, I have got 16% best answers on the strengh of posting these links to people with your question so perhaps they'll do your trick too:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
these where added later:
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if they help you please don't forget my effort, good luck.

Answer 10

Read some tips and articles on it on this site