the loan is over 10 years old they have a lein on our house we paid 7000 dollars less than a year ago and now i have to go to court again because they failed to send me payment coupons. how can i get them off my back?
2006-08-19 07:29:56 · 20 answers · asked by indianhesh 1 in Education & Reference ➔ Other - Education
You pay off the loan or they foreclose on your house. That's the way loans work.
2006-08-19 07:34:01 · answer #1 · answered by Anonymous · 2⤊ 0⤋
You can try to get a regular loan and use that money to pay off the student loan. You could file chapter 13 bankruptcy and they would get paid threw the courts. Or go back to court and if you are working have them garnish your wages each check. Make sure that it is a reasonable amount not a rediculus amount. Last but not least call them up and if you can't make the payments ask them if you can defer them for a few months till you get caught up and can make the payment. They do that even if you aren't in school or anything. I just had them defer mine for 6 months. Good luck. Hey you could just change your phone number lol
2006-08-19 07:39:47 · answer #2 · answered by Knock Knock 4 · 0⤊ 0⤋
Well, if you are in the USA, the only way to get out of a student loan is to die or become permanently disabled and have a doctor certify that you cannot do any work of any kind. Even filing bankruptcy or being disabled according to Social Security standards are not enough to be forgiven the debt. I believe everyone should pay their bills, of course, but I don't think it is just that other businesses and people can lose money when people file bankruptcy but not the student loan companies. They have a lot of power in Congress. That is why.
2006-08-19 07:47:26 · answer #3 · answered by norsktjej1964 4 · 0⤊ 0⤋
You can't. A student loan is usually a government loan. The government wants it's money back. Even if you were to file bankruptcy you cannot include the student loan.
The only way to get them off your back is to keep paying it. They are due on the same day of the month every month so remembering to pay it shouldn't be a problem.
2006-08-19 07:37:30 · answer #4 · answered by Jenn 3 · 0⤊ 0⤋
For one, you could pay it off, then you would never have to pay it again. For two, you could kill yourself. When you do somethiing, dumbass, you have to be able to expect the consequences and deal with them,do you not see the word loan in there, you have to pay it off, or you have to kill everyone involved in getting you to pay. If you were going to complain why did you get the loan? If you got the loan to do something besides get drunk, you should have a good job by now, so just pay it off.
2006-08-19 07:38:25 · answer #5 · answered by najohodo 2 · 1⤊ 0⤋
Tell you what: don't pay the loan that you promised you would pay. Let them drag you into court every few years and keep paying legal fees and keep getting judgements against you. Then, when you've lost everything, go on welfare. Let me pay for your food and housing. Sit on the porch drinking wine and telling everyone it's my fault that you're a cheat and a liar - you PROMISED you'd pay the money back, liar.
2006-08-19 07:37:12 · answer #6 · answered by Stuart 7 · 1⤊ 0⤋
There are agencies and lawyers, that specialize in helping people who are in trouble with the government. It you paid by 'Check" you should have all of the cancelled checks in your possession. That is your only evidence of payment, uinless you paid by credit card. Then you credit Card Bank will have a record of payments.
I do not envy your position, it is frustrating, in the extreme.
Good Luck
2006-08-19 07:41:32 · answer #7 · answered by Anonymous · 0⤊ 0⤋
It doesn't matter how old it is. You owe the money. You reaped the benefits, now you have to pay. They can sue you and win, then garnish your wages. The only way to get them off your back, is to be responsible and meet your obligation to them.
2006-08-19 07:36:14 · answer #8 · answered by Emm 6 · 1⤊ 0⤋
Pay off the loan.
2006-08-19 07:34:17 · answer #9 · answered by My Evil Twin 7 · 2⤊ 0⤋
until the debt is repaid in full you won't get them off your back and they will continue to tie up more and more of your assets. they can even put liens agains automobiles making it impossible for you to sell them. they can put liens agains bank accounts and in some instances have your paycheck garnished.
2006-08-19 07:42:11 · answer #10 · answered by J Somethingorother 6 · 0⤊ 0⤋