2006-08-19 06:03:44 · 19 answers · asked by Aonarach 5 in Cars & Transportation ➔ Insurance & Registration
Trim is normally stuff on the car that is not paint. Chrome trim is an example.
Normally, when an insurance company is asking for trim, they want to know about the trim package. For example, a "limitted package" might include a larger alloy wheel.
Just give them your vehicle identification number (VIN). The vin contains a trim identifier (actually, it is a package indicator, but don't worry too much about that). Then give them any letters that are on the side or back of the car. For example "se" might be sub-model type with a specific trim.
2006-08-23 17:45:57 · answer #1 · answered by Spork 3 · 0⤊ 0⤋
The insurance company wants to know details like what Color, whether it has a leather interior or Fabric one, is it a two-tone paint job, does it have a vinyl roof, or a Tan Convertible top, etc.
an example would be that the leather interior costs more to repair or replace in an accident or theft, so the insurance company needs these details so they can charge the appropriately painful premium.
If the insurance company wants the VIN, they will ask for it - that's Vehicle ID Number. Usually the VIN is required for registration. That number *could* be cross-referenced to the car's original "trim" and similar details, and thus if your stated "trim"doesn't match the details in the VIN, they may be able to tell if the car's been in a previous accident, is a stolen vehicle, etc.
Trim is not at all the same as VIN. Together those bits of info can tell alot to the insurance company.
2006-08-25 08:32:03 · answer #2 · answered by Clout 3 · 0⤊ 0⤋
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2016-12-25 16:31:58 · answer #3 · answered by Anonymous · 0⤊ 0⤋
They basically want to know the vehicle's trim level that is to say what material the seats are made of. This can be important if the vehicle has leather or perhaps velour. A cloth interior of course reduces your insurance premium.
2006-08-20 00:06:08 · answer #4 · answered by Cobeck 2 · 0⤊ 0⤋
They want you to send them all the seats and door cloth panels, and the carpets and mats...
No, they want to know if it is an L, GL, S, SR, GTE, GTI, CD, CDi, Ghia, Popular, etc.
Such as an Audi 80 Sport, a Ford Mondeo Aspen, a Volkwagen Polo Fox, a Vauxhall Vectra SRi 150. Check the log book, or the badges on the car!
2006-08-19 06:13:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
They want to know if it is (for example)
a GL, SE, Sport...etc....
Manufacturers have diffrent options which add value to your car, they designate these packages by adding the letters to the model. (I have an Altima S, my office mate has an SL, hers is a v6 with leather, sunroof and bose stereo)
Making sure your ins co has the right "trim" assures that you will get the correct amount if your vehicle is damaged or a total loss.
2006-08-24 06:10:37 · answer #6 · answered by msdagney 4 · 0⤊ 0⤋
It's not a technical term in insurance, they may of been trying to explain that they need the Make, Model plus badge/specification.
I.e
Ford
Mondeo
LX (Badge, trim, edition)
2006-08-19 06:16:37 · answer #7 · answered by David T 3 · 0⤊ 0⤋
Tell them to mind their own business...my wife has a trim body..so does my car. I dont like anyone to ask this about my wife, so why should I agree to answer about my car?
2006-08-23 22:28:01 · answer #8 · answered by baz 9 4 · 0⤊ 0⤋
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2017-03-08 15:39:25 · answer #9 · answered by ? 3 · 0⤊ 0⤋
It's VIN: Vehicle Identification Number. It is found on the title, registration, and the dash of the car. That is how they rate the vehicle for coverage purposes.
2006-08-19 06:11:21 · answer #10 · answered by Badkitty 7 · 0⤊ 0⤋