In my opinion, it is very important. You and your mate should be collective gaining together. If one of you have credit problems, I strongly suggest you work these problems out before establishing a serious relationship. Finances is one of the biggest down falls in a relationship. Talk about and get it out in the open and work on a plan together to elimate the problem.
2006-08-18 16:32:52
·
answer #1
·
answered by ADRIENNE S G 2
·
0⤊
0⤋
Yes, it should be. If a person has bad credit you need to know before you tie your credit to theirs. You need to know if they are willing to work to rebuild their credit. You need to know so you can decide if you are willing to stick around and deal with things while they are rebuilding their credit.
Bad credit can really impact a person's life. It can prevent you from getting ahead; prevent you from getting a job even. Nowadays prospective employers run a credit check on you and if it's bad enough they won't hire you because they believe that if you're not responsible enough to pay your bills on time, it says a lot about what kind of employee you'll be. Yes, there are lenders who will loan you money for a home or a car if you have bad credit however the interest rate will be exhorbitant. Yes, there are secured credit cards but they don't look good on your credit report.
So again, the answer is YES - you do need to talk about money and credit if it looks like your relationship is getting serious.
2006-08-18 16:36:03
·
answer #2
·
answered by nquizzitiv 5
·
0⤊
0⤋
Well, it does become important. Sure everyone has circumstances to a degree.
But if there's a major pattern there, it could be a sign of bigger issues at hand, and also, more complex behaviors that extend themselves outside of the realm of finances and into a way a person approaches problems and deals with things.
So it becomes an issue, and it also becomes an issue that goes beyond the other person's financial situation.
For me, like everything else, its a part of a risk assessment that I do look at.
2006-08-18 16:29:10
·
answer #3
·
answered by Anonymous
·
0⤊
0⤋
From a guy's perspective, I don't think it is wrong at all for a girl to look at my finances. However, I hope girls are seeking financial security and not just more liberation on spending. The latter tend to dig you because of what you have, and they don't necessarily want to be with you because of who you are.
But speaking of the girls that are seeking more of a financial security, I support that and love my role in being that supporter, care-giver of the girl I love.
2006-08-18 16:37:29
·
answer #4
·
answered by D H 2
·
0⤊
0⤋
Yes. Not that it should be the main focal point but your partner should have goals and a plan for his/ her life. You don't want to be fighting over the lack of money if things progress and the two of you get serious.
2006-08-18 16:30:54
·
answer #5
·
answered by Anonymous
·
0⤊
0⤋
ultimately yes. but this should not be the ONLY thing that clouds ur judgment of that person. at least one of you should be able to make a good living and support each other financially or in other ways.
2006-08-18 16:29:17
·
answer #6
·
answered by portivee 3
·
0⤊
0⤋
just make sure if you guys ever make bad descions that you screw only one of your crdit scores up and not bolth, but yeah it is smart to find a girl that is on top of things cuase, so you can get a house quicker, thats the goal a house
2006-08-18 16:33:51
·
answer #7
·
answered by 7am gangster 3
·
0⤊
0⤋
Obviously it is a little important. You don't want to be with someone who you have to support. I don't, however, judge guys on their earning potentinal but I have told my boyfriend that I don't think i could marry him because he is in alot of debt
2006-08-18 16:29:26
·
answer #8
·
answered by SunnySmile83 4
·
0⤊
0⤋
It should be but it rarely is.It's no different than when your a kid except your preferences change.We are all just lookin for someone to love us.
2006-08-18 16:30:02
·
answer #9
·
answered by hippiegirl672003 4
·
0⤊
0⤋
yes VERY IMPORTANT! Less bills better off
2006-08-18 16:30:58
·
answer #10
·
answered by mooneyd1 2
·
0⤊
0⤋