2006-08-18 12:02:28 · 10 answers · asked by white_knight435 2 in Cars & Transportation ➔ Insurance & Registration
Yes. You will be responsible for your deductible though.
2006-08-18 12:08:03 · answer #1 · answered by soaplakegirl 6 · 0⤊ 1⤋
Comprehensive coverage is for damages other than collision. A hit and run would definitely be considered a collision. Uninsured/underinsured motorist coverage would pay for this type of claim; collision would as well but collision coverage usually comes with deductibles of at least $500.00. I agree with the other poster who said to obtain a police report since your insurance company will need it for documentation. Good luck!
2006-08-18 16:13:53 · answer #2 · answered by smartconsumer 3 · 0⤊ 0⤋
NO: Comprehensive is for non-collision damage (if a tree falls on your car, etc. -- the most common comprehensive claim - is broken windshields).
Your insurance against uninsured motorists; or your collision insurance would cover the hit and run -- (BUT don't forget to file a Police Report, or you may get nothing from the insurance company).
If the other motorist is caught later his/her liability insurance will cover your damages.
FOR FUTURE REFERENCE:
COMPREHENSIVE is for non-collision accidents and vandalism.
COLLISION is for damage to your car in an accident
LIABILITY is for damage you cause to someone else's property.
2006-08-18 13:02:42 · answer #3 · answered by me 7 · 0⤊ 0⤋
No, it won't. Collision if you have it (it is possible to only carry comp and not collision) will pay.Comprehensive is for non-collision losses (vandalism, theft, fire, flood, hitting an animal, etc.). Some states do not offer Uninsured Motorist coverage for property damage (like PA for example to just name one). And if it does, there is probably still a deductible that's set by the state. Check with your insurance company to be sure.
2006-08-19 14:41:41 · answer #4 · answered by Chris 5 · 0⤊ 0⤋
Nope. Comprehensive coverage is for Deer hits, fire & theft Losses, Glass breakage not due to collision, water damage & Vandalism.
A hit and run is a collision loss. If you do not have collision coverage, they will not pay for the loss.
2006-08-22 02:51:17 · answer #5 · answered by deadcars42 3 · 0⤊ 0⤋
No. Comprehensive only covers the damage you do to others. If you want to be protected from hit and run, you need to have collision coverage.
2006-08-18 12:57:38 · answer #6 · answered by oklatom 7 · 0⤊ 0⤋
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2016-11-05 03:10:05 · answer #7 · answered by ? 4 · 0⤊ 0⤋
No (I had hit and run too). but if you have comprehensive, I'm sure you have collision, that will pay (-deductable of course)
2006-08-18 12:17:05 · answer #8 · answered by Karissa N 2 · 0⤊ 0⤋
In the UK, yes.
In the US you need collision coverage or uninsured motorist coverage. If you have UIM, it won't affect your rates.
2006-08-18 13:47:09 · answer #9 · answered by Bostonian In MO 7 · 0⤊ 0⤋
No. Collision coverage covers this one.
2006-08-18 12:50:30 · answer #10 · answered by Anonymous · 0⤊ 0⤋