How badly will one missed cell phone payment affect my credit?

Question

Paying my phone bill completely slipped my mind last month... Will I suffer for it?

Answer 1

As long as you make up the payment by/with the next month's payment you won't notice a thing.

But don't get into a habit of doing it....I guarantee that will cost you.

Answer 2

I don't think its going o affect anything. if it would be a couple of months, then maybe, but a couple of days or even weeks shouldnt do anything. Cell companies usually do not go through the trouble of reporting payments that are a couple of days late.

Answer 3

No it won't affect it....call the cell phone company and set it up to pay it next month with your next payment and you will be fine. I did this with Cingular twice on accident and it didn't do anything to my credit.

Answer 4

It likely will never show up. Most cellular providers do not report routine payments. These debts do show once an account is seriously delinquent and turned over to collections.

As long as you catch it up, you shouldn't see anything post to your credit report.

Answer 5

being late on your cell phone bill won't affect your credit score. it only shows up when you've been delinquent and the account is sent to a collection agency.

Answer 6

well I forget to pay my cell phone most of the time, hasn't effected me at all, not even reported to the credit burros.

Answer 7

If it is the only untimely payment only slightly

Answer 8

no just one payment will not affect it

Answer 9

i hope not, all my bills are late every month. haha i'm poor

Answer 10

Don't know