My father recently found out that he has prostate medistatic cancer which means that it has spread to his bones. There isn't anything they can do to help him. He doesn't have life insurance I now I am worried.
2006-08-18 07:52:29 · 7 answers · asked by loveandpeace 2 in Family & Relationships ➔ Family
I'm an insurance agent and to tell you the truth it's really hard to find a company that will insure some one with an that condition. There are some exceptions thou, some insurance company's can insure him but the monthly or yearly payment will be high. Try calling places like Farmers, Allstate and maybe even Geico... Try them best wishes
2006-08-18 08:06:24 · answer #1 · answered by Crystal D 1 · 0⤊ 0⤋
I'm sorry to hear about your father's condition. This must be a difficult time for you.
It is not easy to find an insurance company that would offer coverage considering your father's health condition. The best idea I can offer is to check with the best and biggest life insurance companies including Allstate, State Farm, Prudential and others.
Try to request a quote through InsureMe - they offer any options available through their network of top-rated life insurers that includes those listed above. To request a quote go to - http://www.insureme.com/landing.aspx?Refby=613403&Type=life
2006-08-18 12:34:45 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It would be subject to a medical assessment as to the effect of his disease on the likelihood of his death during the term of the policy. His doctor should be able to give some statistical guidance, eg the 5 year survival rate for his condition. Generally speaking, life insurance is only desirable as cover against a very low risk of death, or the premiums would be too high in relation to the cover.
2006-08-18 08:09:03 · answer #3 · answered by Sangmo 5 · 0⤊ 0⤋
There are alot of insurance companies that will help. Look for companies that don't care about preexisting conditions. It takes some searching but you should find one.
2006-08-18 08:01:46 · answer #4 · answered by Lite-00 1 · 0⤊ 0⤋
I doubt very much that u will find insurance . I would focus on protecting assests should long term care or hospice is needed. Get an attorny to help protect whatever assets your family might have.
2006-08-18 08:00:31 · answer #5 · answered by Anonymous · 0⤊ 0⤋
no, most insurance companies will not pay out on preexisting conditions or they will get a copy of your medical records. Sorry to hear about your Dad..
2006-08-18 07:59:48 · answer #6 · answered by sea_sher 5 · 0⤊ 0⤋
I know that Globe Life does not do a medical exam. I also did a search and found this link:
http://www.google.com/search?q=no%20medical%20check%20life%20insurance
2006-08-18 08:27:13 · answer #7 · answered by Christian93 5 · 0⤊ 0⤋