if I've filed bankruptcy? I already have one credit card that I recieved, but it's not enough to build my credit back up to what I would like. Any suggestions?
2006-08-18 03:02:23 · 7 answers · asked by Steve H 2 in Business & Finance ➔ Credit
Go through your bank or credit union. If you are not a member in a credit union, join one and the ask about the secured cards. Orchard Bank and the like charge higher interest rates.
2006-08-18 05:02:08 · answer #1 · answered by Guess Who? 5 · 0⤊ 0⤋
use the card that you have responsibly for a few months, and other offers should statrt coming in. If not, or in the mean while, open a checking acct. and keep some type of money in it. This is also an establishment of credit. Get a gas credit card. These are all good tradelines that will look good for you to rebuild your credit.Don't forget to pay your bills ON TIME!
2006-08-18 04:14:14 · answer #2 · answered by Ms.loanofficer 2 · 0⤊ 0⤋
staggering for construction credit is commencing a checking account at a credit union that provides you with a mastercard (secured or unsecured) with a small credit cut back. Spend a 12 months or so charging some very small, conventional expenditures (gasoline or groceries or breakfast at McD's) and paying off the stability in finished each month.
2016-12-14 07:43:16 · answer #3 · answered by pynes 3 · 0⤊ 0⤋
Use the web, here are the results I found:
Unsecured Credit Card
www.orchardbank.com Rebuild credit with our MasterCard - Apply online now and get an instant decision.
Unsecured Credit Cards - CreditCards.com
www.creditcards.com Compare unsecured credit card offers for people who are looking to re-establish their credit.
Unsecured Credit Card
www.creditcardxpo.com Compare and apply for unsecured credit cards for people with bad or no credit.
Compare Unsecured Credit Cards and Apply
www.creditcardondemand.com Compare unsecured credit cards and apply with CreditCardOnDemand.com.
2006-08-18 03:15:54 · answer #4 · answered by Nan 2 · 0⤊ 0⤋
Be happy that you got the card to start with. Most cbrs will raise if you only have 1 or 2 cards and no store cards.
2006-08-18 03:11:13 · answer #5 · answered by ML 5 · 0⤊ 0⤋
Orchard bank is best for this type of thing - there are aton of credit cards on the site below
http://www.dgftaworld.net
2006-08-18 04:03:19 · answer #6 · answered by CreditCardMan 2 · 0⤊ 0⤋
Apply for more cards! They're all over the net!
2006-08-18 03:11:17 · answer #7 · answered by Anonymous · 0⤊ 0⤋