can a merchant press charges?

Question

can a merchant that provided goods press charges against you or the company you work for if some one with a stolen credit card used your company address and my telephone number the company called me and said that someone used a stolen credit card to make puchases from they company and my telephone number is the number they have listed as a contact number which i have no idea whats going on they said they will press charges against the company because it is to believe they have a dishonest employee im scared out of my mind because it seems like everything points to me so can they actually press charges for a chargeback they asked for the human resources manager and i gave them dummy info just thinking from the top of my headshould i actually tell hr that they called or should i just wait out and see what happens

Answer 1

Calm down, you're not the only person who knows your work phone number.
The next time someone asks about it be honest, it will be easier to resolve the whole thing.
The merchant cannot prosecute you because of a phone number, it takes a lot more evidence to bring charges.

If the merchant is talking about pressing charges then it is most likely that the real cardholder has disputed the charges they saw on their bill and the money was taken out of the merchant's account by the cardholder's bank.
The merchant must prove that the charges were made by the cardholder by showing a signed receipt, contract signature, address verification or proof of delivery.
If the merchant cannot prove the charges were made by the cardholder they have to find other ways to get their merchandise or money back.
If you're not the one disputing the charge to your card, and you're not the one who used identity theft to make an illegal purchase, you'll be fine.

Answer 2

You should take any and all information to the police now. File a report. Paper track is very important in this matter.
Secondly I would then go to the manager and private sit down conversation with them. Tell them everything and tell them you have filed a police report.
Who does the credit card belong to, does it belong to you? If so, contact the credit buerues and report a fraud on your name.
Doe it belong to the company you work for? If so you must talk to them so they are made aware of the problem and they can take their own action.
Putting your number down? Well, anyone who knows you or someone you know could do that. Is your phone number listed in the directory? Well anyone could then obtain your number randomly and use it.
If you have nothing to do with this, then don't be so paranoid and start taking action. Call the comany back and ask them questions, including who it is you speak with. Tell them you don't like the implicaitons here and want any information they can give you so you can take whatever measures you have to.

Get on the horn, now and don't wait.

Answer 3

Was the card reported stolen before the charges? The biggest thing in your favor if not and you go to court, make them bring the signed credit slip, does it match your signature, if not, why did the merchant accept it?

My sister had her purse stolen, over 5,000 put on credit cards, and 3,000 on checks. The company that accepted the checks even asked the person for ID and accepted it with no question on the different names. The person that did all this, then returned half the merchandise for cash. This was done in a 24 hour period. It took months for her name to be cleared. They caught the person, when they called her house to wish her a happy birthday..kinda stupid, she had caller id

Answer 4

You should call everyone involved immediately and fess up about the "dummy information", apologize, and say you panicked. Otherwise, regardless of what else might happen, you will likely be charged with fraud (which is a very serious offense, possibly more serious than theft since it demonstrates intention).

Good luck...

Answer 5

If you were threatened and intimidated and harassed, you have the right to retaliate.

In fact, if anyone treats me with disrespect, I simply hang up on them.

It's best to say the words "identity fraud" first.

Given your stated facts, I would advise HR that you had such a call, and that you were confused by their belligerance, and that you really don't know what was going on because you feared for your life, etc.

Answer 6

Definitely contact HR. Maintain your calm. Get the name of the merchant, the amount of the purchase, the date of the purchase and what was supposedly purchased and turn it all in to HR.

Answer 7

huge question, do you stay outdoors of China and recieved the products in a rustic except China? if so the reply isn't any, your in structure/grievance might want to remember on the treaty in position and the position the position you may want to deliver action might want to be set via that contract. If in China i'm not particular that a man or woman has any good to sue, I beleive all moves are carried via the state. so as stated above you may want to ***** to the authorities and they could ignore you.

Answer 8

If you have done nothing wrong, don't lie to cover anything up. Be honest-- there are ways to find out who the real culprit is.
Take a deep breath, cooperate and good luck.

Answer 9

He can certainly try,, and you better get this cleared up quickly this could get really UGLY!!! I would speak to your hr department or your supervisor immediately! Give them any information that you have. Let them handle it.

Answer 10

You need to tell your manager right away.