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18 answers

If the vehicle in the wreck was being driven legally, then the liability insurance that is required in every state would cover the damage to another's property... i.e. the big brick pillar.

Insurance is subject to deductibles though and the policy holder would be expected to pay the deductible amount.

Of course not all people drive vehicles legally so let's assume there is no insurance coverage on the vehicle... The driver would then be driving illegally and charged accordingly. The owner of the property would have to sue for damages to get the big brick pillar fixed. Property owners can carry their own insurance as well which could very well protect them against an unisured motorist which would then pay for the damage after their own deductible is met. The insurance company could then pursue the driver of the vehicle trying to get their money back.

If neither the property owner nor the vehicle driver is insured, it becomes a bit of a cat and mouse chase with the property owner ultimately taking the vehicle driver to court and suing them for damages. The judge would determine the outcome of the case after taking everything into consideration.

Good luck!

2006-08-16 18:44:35 · answer #1 · answered by Les 4 · 0 0

Most states mandate liability insurance. That means your insurance company will pay for the damage you cause while driving your vehicle.
Example: I can get a $10,000 liability policy for my car
If I were to have a small fender-bender my insurance company would pay for the damage I did to another person's car (or property)
If I were to total a $70,000 Jaguar by running that same car into it, then my insurance company would pay up to $10,000 towards the damage.

2006-08-16 18:51:52 · answer #2 · answered by Anonymous · 0 0

The state will try to claim on your liability insurance. They will get that info from the accident report filed by the state trooper. If the state ran a truck into your house, you can bet they would have to pay for the damages done to you, as well.

2006-08-16 18:54:08 · answer #3 · answered by randyrich 5 · 0 0

your insurance would be paying for the damage. that is if the company owning the big brick pillar and yourself decide to file a claim. it would be a non reportable accident though.

2006-08-16 18:46:03 · answer #4 · answered by tara m 1 · 0 0

in case you have collision coverage on your coverage, the coverage business company will pay to your motor vehicle at industry value and for the different autos in touch. Collision coverage is a lot extra low-priced than years in the past. criminal duty coverage is a lot larger notwithstanding very needed. Your brakes in all probability worked yet you in all probability skidded on the slick roadway. A lesson topersistent slower in those circumstances and shop your distance as much as a threat, allowing you to respond and with any luck stay away from a crash.

2016-10-02 04:41:42 · answer #5 · answered by Anonymous · 0 0

Remember the little lizard man in the Gieco comercials. Thats him, his job is going around paying for concrete pillar damage. Neat little fella, you'll like him.

2006-08-16 18:47:15 · answer #6 · answered by Anonymous · 0 0

Your insurance company. If you're not insured then you have to pay.

All motor insurance policies cover you for damage to someone elses property so as long as you're insured the insurance company will pay up.

2006-08-16 18:35:30 · answer #7 · answered by Trevor 7 · 0 0

Your liability coverage will pay for damages, (unless you did it on purpose, or were involved in a felony act at the time of the loss, or your policy had lapsed, or an excluded driver did it...)

2006-08-16 18:37:44 · answer #8 · answered by Anonymous · 0 0

Um...............The big brick pillar was doing no harm, and was stationary. Your car,presumably under your control, was mobile. If your mobile vehicle, presumably under your control, strikes an immobile object, i.e. big brick pillar, who do you think is legally liable for the damage?

Puh...leeze

2006-08-16 18:45:36 · answer #9 · answered by d_cider1 6 · 0 0

Depends on what kinda insurance you have. Usually the person who crashed has to. If you knock down a pole or a fire hydrant, you have to pay for it.

2006-08-16 18:37:15 · answer #10 · answered by Jacks036 5 · 0 0

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