2006-08-16 14:56:59 · 5 answers · asked by ma23692000 1 in Business & Finance ➔ Credit
In very simple terms Credit means paying your bills on time.
Hence the first step towards credit repair would be to start paying all your bills on time, especially the secured debts for ex. mortgage, if you have any.
In addition to that, just request a copy of your credit report form any of the credit bureaus it's available free of cost. Go through it and pay off all the small bills/charge-offs/collection a/c's you have. It will help you to bring your credit up very rapidly.
And after that just keep minimum number of bills and pay them on time.
And need not spend money behind Credit Repair Agency if the situation is not very worse.
Good Luck!!
2006-08-16 15:13:16 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Having helped several people repair credit after bankruptcy and multiple tax liens, I am sure that I could help answer your question... had you asked one.
2006-08-16 15:07:53 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Well, read this and if you follow what the article says, you should not be needing credit repair at all:
How to Avoid Bankruptcy Explained
http://www.debt-explained.com/category/How-to-Avoid-Bankruptcy-Explained.html
Structured Settlements Guide
http://www.debt-explained.com/category/Structured-Settlements-Guide.html
2006-08-17 00:30:34 · answer #3 · answered by Anonymous · 0⤊ 0⤋
i have found getting a small secured loan or credit card through a reputable company that reports timely payments to the credit services worked for me.
of course, making a good faith effort to clear up any past due balances also helps.
2006-08-16 15:04:22 · answer #4 · answered by Peter G 2 · 0⤊ 0⤋
time and paying the bills
2006-08-16 15:02:14 · answer #5 · answered by ML 5 · 0⤊ 0⤋