2006-08-16 14:42:32 · 9 answers · asked by Sadie J 1 in Health ➔ Dental
Jan 1 to Dec 31st
2006-08-16 14:48:17 · answer #1 · answered by grapeshenry 4 · 0⤊ 0⤋
In insurance language, "calendar year" means the year according to the calendar, that is - January 1 through December 31.
"Benefit year" is any period of time the insurance company assigns to renewal of benefits. It could be Sept 1 through Aug 31 (as in the case of many teacher's insurance plans), or any other period of 12 consecutive months.
It is important to know if your "benefit year" and the "calendar year" are the same or not.
If an insurance company tells you your plan is "calendar year", it means your benefits renew each January 1. There are some exceptions, for example:
You go in for a crown on December 20. The crown is finished by the dental lab and put into your mouth on January 3. Depending on the plan, your benefits will be paid according to the first date or the second. This could become very important if you were out of benefits on December 20, but had new benefits on January 3.
Your dental office can help you with this issue, but really it is not their responsibility. You need to know the restrictions of your own plan.
2006-08-16 23:50:26 · answer #2 · answered by emmalue 5 · 0⤊ 0⤋
It means a 12 month period. example you can have 2 cleanings in one calendar year, The year does not have to start in January. It could start the day your insurance becomes active.
Example June 1, 2005 to June 1, 2006 is one calendar year.
2006-08-20 20:23:39 · answer #3 · answered by danadee l 3 · 0⤊ 0⤋
It usually means from January 1 through December 31, however they could conceivably count 365 (or 366) days from the date the policy was issued. So if your policy went into effect on June 15, the calendar year would be June 15 through the following June 14. You'll have to check with your broker for the specifics.
2006-08-16 21:49:21 · answer #4 · answered by Claude 4 · 0⤊ 0⤋
Means the year is based of the calendar. There are other types of years such as a fiscal year which deals with financial.
2006-08-16 21:48:33 · answer #5 · answered by Mariposa 7 · 0⤊ 0⤋
It's usually January thru December, but it depends on your contract. I've seen them run from July 1 to June 30 somewhat commonly, for instance. Most are January to December, though. (Additional info) I just had one today whose year runs from October 1 to September 30.
You'll have to ask your HR person or call your insurance carrier to be sure.
2006-08-16 23:30:05 · answer #6 · answered by Picture Taker 7 · 0⤊ 0⤋
January thru December
2006-08-16 21:47:49 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Calendar year is Jan1-Dec 31.
As opposed to fiscal year, Oct 1-Sept 30, or academic year (Sept-June).
2006-08-16 21:49:07 · answer #8 · answered by Love2Sew 5 · 0⤊ 0⤋
you would have to see your doctor exactly 1 year and 1 day for whatever (ie a physical) in order for your insurance to pay
2006-08-16 22:17:29 · answer #9 · answered by erin p 1 · 0⤊ 0⤋