When you get a credit card response unverifiable applicant information what does that mean?

Question

I applied for a Panasonic credit card through GE Consumer Finance and got a response "unverifiable applicant information." I called Equifax.They couldn't tell me what that was. I wrote to GE Finance with a copy to Panasonic Marketing Department, both certified mail. GE resent me the same letter and Panasonic never responded.
This is the first time I have ever been turned down for credit. What's going on?
Dick

Answer 1

It just means that they cannot verify something, like your name, address, income etc.

Give them a call and ask them what it is that they cannot verify then, if you can't verify the info in that phone call, ask them for their fax number and fax them the info they need.

That in itself is not a firm denial, if you give them the info that they are lacking you "might" see an approval. Keep in mind that you also might see a denial. But, if they do deny you after you send the info, you can also call for a reconsideration.

Answer 2

"Unverifiable... information" can be your error or a data entry error, theirs, e.g., a misspelled name, address, social security number, etc. The agency rejecting you (a credit service bureau, a bank, GE, etc.) is, by law, obligated to inform you why they turned you down and how can you follow up the issue if you want to dispute it. Make sure that your letters with your arguments or questions went to the right address. If everything else fails, contact your BBB or government agency for consumer protection.

Answer 3

You probably did something wrong with putting down personal information. Maybe you misspelt something like address, or anything. Or put down the wrong number for anything. Or you don't have a credit history. That's what they use to verify new applicants.

Answer 4

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RE :When you get a credit card response unverifiable applicant information what does that mean?
I applied for a Panasonic credit card through GE Consumer Finance and got a response "unverifiable applicant information." I called Equifax.They couldn't tell me what that was. I wrote to GE Finance with a copy to Panasonic Marketing Department, both certified mail. GE resent me the same letter and Panasonic never responded.
This is the first time I have ever been turned down for credit. What's going on?
Dick
Follow 6 answers

Answer 5

They can not verify facts that you submitted to them and for that reason they turned you down . Check your SS number , and other vitals to make sure all are correct and phone numbers too . Resubmit and as long as your credit is good they should approve you .

Answer 6

most likely any type of personal info. most likely address. some systems have road listed as road. or say if you live at an address with Route somewhere in it. that could be listed as rt. or rte
they're very specific