I am wanting to start an in home daycare. I rent my home. What type on insurance do I need. How do I start?

Answer 1

First of all, WHERE are you? I will assume you're in the U.S.

Do you have lease? You will need permission from the landlord. This may be tough. Assuming you got that, they would no doubt demand to be named on the policy and otherwise indemnified.

You will also need a permit from the town, and a license from the state (otherwise will be unlicensed, which could be fine). Go to an insurance agent (or call a few of them) and ask them.

For sure you need to work out the situation with your landlord, and no insurance agent will likely bother talking to you unless you have that part figured out.

Also, a good source of advice on all business is http://www.score.org/

Answer 2

You will receive a package of requirements when you register for a license.

Or, go to yahoo, type in become a day care provider.

Check out this website--------http://www.childcare-ppin.com/faq/index.htm

Great choice, good luck to you. Good, loving and responsible day care is so hard to find. You will make a great income also.

It's all about our beloved and tender hearted children.

Answer 3

First you have to get written approval from your landlord, or he can cancel your rental agreement and kick you out. Each state has different daycare requirements, so check with you local business assocation and they can tell you what you need to know.