Can atheists get insurance for acts of God?

Answer 1

I saw the film 'The Man Who Sued God' starring Billy Connolly.His boat got wrecked in a storm (act of God) thus ruining his livelihood.After a long court case he successfully won his case.Well seeing it was a film though,i doubt this could be done in reality or everyone would have jumped on the band-wagon by now!

Answer 2

I don't have that anywhere on my policies.

I have lighting, tornado, hurricane, earthquake, hail, ice storms, heat wave, riots, flooding, amongst other things. I'm not stupid enough to have a policy with such a subjective term like act of god. What if the insurance company denies a claim based on the fact they don't believe it was an act of "god" for one item and not another. Personally I would rather get my claim settled because I and an adjuster can agree what a flood looks like. I'm not sure what an act of god looks like.

How about if you had "act of god" on a life insurance policy. Would that mean cancer is an act of god or a disease that isn't covered by a life insurance policy? How about a heart attack? Was it years of bad diet and lack of excercise or was it an act of god? Drunk driver hits you and kills you? That isn't an act of god, it's a drunk behind the wheel of a car.

Giggle all you want, but if you have a policy with act of god in it. I'll put money on it that you will be crying when a claim doesn't pass through the insurance company.

Answer 3

Yes as the Insurer believes in acts of god.

Answer 4

I know you are taking the P*** a bit and sorry to sound a bit too serious, but as i work in insurance i will say No!

So called "acts of god" are classed as Fundamental risks and are generally uninsurable as it is considered to be too large a risk and society as a whole would be responsible for fixing any problems caused.

In certain areas it is possible to insure against such things but only because they very very rarely occur. eg, It is possible to insure against Hurricanes in the UK as they don't happen very often at all. But in America you can't cos they happen alot!

Sorry sound serious but thats the true answer!

The less serious answer would be, no because i don't believe in god so you can't insure against things that don't exisit!

Answer 5

Heh. You just gave me a thought. If an insurance policy explicitly makes exceptions for 'acts of god', but not for natural disasters, then you have legal basis to challenge that unless the insurance company can prove a god was actually responsible for the damage.

Answer 6

No, nobody can - it's a well known get out clause. However, it would be an interesting legal case to prove the non-existence of God, thereby removing "act of God" as a cause of damage to your property, therefore placing the blame on somebody - who would end up footing the bill for storm damage?

Answer 7

No such thing as an act of god to us atheists.
Can you get insurance for an act of chance, since god controls everything

Answer 8

Yes, It's also called an act of NATURE by most Insurance companies. If your insureance company calls them acts of "god" you should read the fine print, and double check your deductible. If they require a 30day prayer period before they disburse funds, you should look into another company.

Answer 9

Since creationists share a common ancestor with apes, I suppose atheists should be able to insure for "an act of God". It's only fair.

Answer 10

Probably.

However, I do think that insurance companies that try to get out of paying claims because of "acts of God" clauses should bear the burden of proof. ie: they should have to prove that the accident was an act of God, and not the result of random chance.

That should make premiums go up...