At least it seems like I have only been getting them if I don't make a payment, and I called today (15 Aug 06) and received a message that I didn't have a payment due. It would normally be due in about ten days from now. What are the new laws?
2006-08-15 15:16:07 · 9 answers · asked by rsdesautel 1 in Business & Finance ➔ Credit
Technically they don't have to send you a statement. Everyone is supposed to be responsible with their debt and know who they owe money to. Statements are a courtesy to remind you what you owe, what you've recently charged, and what the agreement you signed indicates you should pay at a minimum.
2006-08-15 16:44:41 · answer #1 · answered by misslabeled 7 · 0⤊ 0⤋
Surprise! The short answer is NO. Your monthly statement is a courtesy.
If you know when your payment is due, then pay it. You're not required to attach the payment stub when you send in a payment although it does make it easier for the company to record your payment. Make sure you have the correct address to send payments and just attach a sheet of paper to your check with your account number, name and address on it so they will know how to apply the funds.
2006-08-15 16:31:33 · answer #2 · answered by HoneySuite 5 · 0⤊ 0⤋
credit cards that are based on installment plans don't usually come with monthly statements, but a payment book. revolving charge accounts are supposed to send monthly statements. you may just want to make sure that your mail isn't getting lost or intercepted by those trying to steal your identity....they look for mail directly from credit card companies. also, check your credit to make sure all the information contained is correct.
2006-08-15 15:24:49 · answer #3 · answered by Cindy 3 · 0⤊ 0⤋
Yes their required to send out statement but sometimes there is a delay on the shipment. You can check you statement on line also that what i do so i don't get past due
2006-08-15 15:22:36 · answer #4 · answered by aznflippgurl 5 · 0⤊ 0⤋
set up an account on line with your credit card company, you can better manage it that way. maybe you're set up not to recieve a paper statement
2006-08-15 15:23:04 · answer #5 · answered by xjoizey 7 · 0⤊ 0⤋
i think they should! that credit card company sucks. if u r ok with ur credit rating to go down for a little while, cancel that card. it's setting u up for a bad credit score!
2006-08-15 15:22:31 · answer #6 · answered by chloe 4 · 0⤊ 0⤋
Read some tips and articles on credit cards on this site to solve your problem
2006-08-15 15:21:15 · answer #7 · answered by Elite female 3 · 0⤊ 0⤋
Yes they have to send you a statement. it is in your contract with them. but some cc companies will give you a discount for doing online---and setting it up so they dint have to sent you payment'would recommend this.
2006-08-15 15:32:21 · answer #8 · answered by sarah a 2 · 0⤊ 0⤋
they should send you one on a timely basis because your there customer and should do every thing possible to keep you business because if they don't keep you happy they there all hundreds of bank that want you business.
2006-08-15 15:32:43 · answer #9 · answered by archduke 2 · 0⤊ 0⤋