I will only be using the debit option.
2006-08-15 15:14:54 · 8 answers · asked by I-C-U 5 in Business & Finance ➔ Credit
a debit card is linked to ur checking account! so no, it will not affect ur credit score. u should get a regular visa through ur bank!
2006-08-15 16:31:59 · answer #1 · answered by KISH KISH 2 · 0⤊ 0⤋
Visa Debt cards are not considered credit and therefore on not reporting to the credit reporting agencies. It doesn't matter if you use credit or debit option, it's still won't report, it's not credit.
2006-08-16 17:12:59 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No. Debit use does not affect your credit score. It's just the same as using a checkbook, except the transaction goes through faster.
2006-08-15 22:18:33 · answer #3 · answered by Stuart 7 · 0⤊ 0⤋
No. If it were a credit card and you paid off the balance each month, it would not affect your credit score either.
Your credit score is dependent on having outstanding debt and how you manage it OVER TIME.
2006-08-15 23:37:27 · answer #4 · answered by HoneySuite 5 · 0⤊ 0⤋
All my answers come from my source... so read away, huge article base of credit score and credit information
2006-08-16 10:33:04 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Not sure read some tips and articles on credit on this site
2006-08-15 22:20:20 · answer #6 · answered by Elite female 3 · 0⤊ 0⤋
That would not impact you credit score. You are not borrowing money and repaying it. It is just a way to access your own money.
2006-08-15 22:19:33 · answer #7 · answered by frugernity 6 · 0⤊ 0⤋
no
2006-08-15 22:19:21 · answer #8 · answered by earthtaboo_2000 2 · 0⤊ 0⤋