Where can i get a loan with horrible credit? no scams please?

Question

a personal loan. credit score.540

Answer 1

I wanted to share this with anyone who is in need of start up capital. If you have bad credit this company will still give you a loan. The catch? Your looking at an interest rate of about 20%. However, once you start paying off the loan your interest rate can drop and your monthly payments will go down. They also report to all 3 credit agencies. I borrowed $15,000.00 ffrom them last year and have had nothing but a positive experience with them.

This is not some "fly by night" company and I do not work for this company nor do I get paid to pass on any info about this company. I am simply doing this to help others who are having the same problems getting a start up loan.

You still have to work,(I put in about 50 hours a week on my webstore), and you still have to be honest. I do not know ANYONE who works 4 hours a day and makes thousands in a week. That's bull****!

I put my heart and soul into my webstore and I simply needed extra funds for inventory to sell. By getting this loan I was able to buy inventory and my sales went up because I had better items to offer and a lot more to choose from.

If your interested please email me at [e-mail].

I cannot give this company name out on here. I do not have their permission.

One more thing....I DO NOT MAKE MONEY FROM GIVING THEM REFERRALS! I make my money the old fashion way.....WORKING FOR IT.

Answer 2

It's hard to get one with horrible credit. You may need to try getting one with a co-signer until you can get your credit straight. One thing to remember is that if you are applying over and over again, you are showing many requests of your credit which also makes lenders a little worried. If someone is willing to give you a loan but sees 30 other banks have also looked at your credit in the last week, they may not because they don't want to risk that you got a loan from all of them as well.

Be sure to get a copy of your credit report from all three bureaus. You are entitled to a free copy of your credit report once a year from each bureau and can also request a copy of it whenever you are turned down for credit.

Answer 3

It really depends.

What is horrible credit?

Do you have any money, an income, or an asset with value like a car.

If you don't have any of these things then you are screwed if your FICO is 525 or less.

Most people that ask these type of questions cannot answer yes to any of the questions presented.

Plan B - gf/bf/ family.

Plan C - get a job and show up every day on time.

Plan D - become a stripper or an escort.

Answer 4

there are lots of credit cards on the interenet that advertise for 'bad credit' But beware! The interest rates will be high! But it can take years to get your credit good.
Here's a secret. Start with a credit card -even if they give you high interest.
ALWAYS pay more than is necessary. For example: let's say your payment is $43/mo. Round it off (if you can afford to and pay them $50) They won't admit it, but by looking at my credit report, it looks like it helps build credit. Once you get one credit card you will have tons of offers. Wait about 6 months and apply for another one with lower interest. And then in 6 months do it again.
Note: The more you apply for credit in any 6 months - will lower your score!

Answer 5

Stay away from finance companies that charge 20% interest or more. Horrible credit normally means you'll be paying lots of interest. Try applying for a credit card.
**Get a cosigner who has good credit to go with you to a reputable lending institution such as a bank. That will help you build up your credit.
good luck

Answer 6

Hi Valerie,
It depends on what kind of loan. I did some research on the web to see if there were any unbiased ratings, comparisons or reviews of lenders for people with bad credit. I did find a couple: http://www.lendersrated.com/index.htm...
http://www.wealthkey.com/loanadvicepg.html...

I hope this helps you.
Leafgreen

Answer 7

If it is a small loan... try a poor credit credit card

http://affiliatetier.com/credit_repair/credit_cards.php?review=1165&page=3 - I think the card runs a credit of 2000+ I am not totally positive on that though

many other informational items at their main page http://www.affiliatetier.com/credit_repair

Answer 8

There are companies that provide loans for people with bad credit.

Answer 9

A) loan for what?
B) how horrible is horrible?
C) do you know your score/s?

Answer 10

Try this place. All you need is a job.
http://creditoffernow.com/lendcashfast