2006-08-15 10:55:59 · 5 answers · asked by dylanfashions 1 in Business & Finance ➔ Credit
It depends on what it is that was deleted and how old it was.
If it is a negative that is fairly new, you may see a bit of a boost.
If it is a negative that is a few years old, you may see a drop for a few months since you would be losing history. But it should rise back over the current score.
If it is a positive, you probably will see a drop.
Hard to say "how many points" though. It's all based on Fico's system.
2006-08-15 11:11:09 · answer #1 · answered by echo 7 · 0⤊ 0⤋
It depends on why the were 'deleted'. If they 'aged out', they were already weighted low enough the affect will be nearly zero. If they were false entries, your score should be what it would have been if the items had never been on the report. The amount cannot be determined without knowing your full credit file.
2006-08-15 14:11:03 · answer #2 · answered by STEVEN F 7 · 0⤊ 0⤋
items NEVER get deleted from your report. they either et resolved or simply fade away, never completely off. depending on what it is, you can expect maybe a 20-60 point increase. don't expect your score will sky rocket up. doesn't happen that way.
2006-08-15 11:01:59 · answer #3 · answered by Anonymous · 0⤊ 0⤋
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2006-08-16 03:37:28 · answer #4 · answered by Anonymous · 0⤊ 0⤋
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2006-08-15 11:53:51 · answer #5 · answered by Anonymous · 0⤊ 1⤋