RCA Credit Services LLC,. Claims to be able to increase your credit score by 250 by using their service!!!?

Question

By using their service, they add your name and social security as an authorized user, to an established revolving credit card account. And because of the consistent payment history and high credit balance... The applicants credit score increases considerably.. Is that true???

Answer 1

With your name and social security number they will be doing a lot more to you than making an authorized user. Why don't you just give me your name and social and I'll improve your credit? There no difference between the two. Don't give your name and social to strangers or unknown companies. Check with the BBB, they're probably no where on it.

Answer 2

Hey Alan,
Most of the other answers above are very good. But to add and offer solutions to the problem I'm guessing you have... If you do decide that you want to hire a consumer credit counselor a.k.a. debt consolidator, shop around some more. I did some research on the web to see if there were any unbiased ratings, comparisons or reviews of them. I did find one here: http://www.lendersrated.com/index.htm...

I hope this helps you.
Leafgreen

Answer 3

I agree with the other two posters, don't do it.

No telling what they will do with your info.

I tried to look them up with the BBB, Rip Off Report, Google etc, there are no listings under RCA Credit Services LLC. Since I don't know what the RCA stands for, thats as much searching as I can do.

Answer 4

Anyone who garantees improvement in your credit score is scamming you, or trying to. Have you heard of 'physhing'? If fyou give them your name and social security #, they will put it on the cards they are about to run up and skip out on.

Answer 5

Sounds like a scam to me.

Answer 6

No don't do it.