what are the chances of receiving a low interest rate after bankruptcy in 2004 score is 650,656,696?

Answer 1

Hi Reliable,
First congratulations for having these scores even with a bankruptcy on your record. Apparently you are doing many things right on your credit report now.

You have a good chance of receiving a low interest rate now, but The key in your case is to shop around as much as possible. Why? Simply because the more you look, the more chance you have of finding a better deal.

I did a little surfing on the Web for you, and did find a site that has a good listing of lenders with good rates: http://www.lendersrated.com/index.htm...

I hope this helps you.
Leafgreen

Answer 2

A lot of lenders will disregard a bankruptcy that more than two years old. Your Credit scores are good enough for some pretty good rates. If you are looking for a mortgage you are right on the border of qualifying for an Alt-A product. Which means you get the good rates and programs.

Answer 3

Low interest for what ? A credit card a home loan or a car loan ?
I am assuming those are your scores for the last 3 years ? Not the 3 different bureaus ? Well if you are looking for a home loan - I don't think you will have much luck, but if you are looking for a credit card you should qualify easily try the orchard bank card from :

http://www.dgftaworld.net

Answer 4

Odds are not good at this time as intrest rates are going up and your credit report still shows the bankruptcy, there are many other factors as well

Answer 5

If you have been OK since, your rating isn;t too bad at all. You should do OK. Is this for a house?? %of total value financed plays just as big a role.

When we bought our house, if we put down 20%, our rate would have been 4.625, but we financed 100% at 6.0

BP

Answer 6

with those score you can get a fairly decent rate. assuming your out of bankruptcy then you can get a fairly good rate. can help you out if you are intrested.