2006-08-15 02:44:31 · 7 answers · asked by mulmord 1 in Business & Finance ➔ Credit
Usually you have to get a secured credit card to rebuild your credit,
however orchard bank is usually pretty good at giving people who have filed a CC
2006-08-15 02:50:33 · answer #1 · answered by Chesney 2 · 0⤊ 0⤋
Secured credit card is the best way to go.
Try a credit union rather than Orchard Bank. Orchard Bank is affiliated with HSBC, a major credit card player. Four of my credit cards were taken over by HSBC and I don't think Orchard Bank would give me a card given how HSBC shares information with affiliates and the like.
2006-08-15 05:21:33 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Wait for the offers they will come in by the ton...however watch what fees they charge! I've seen some that charge a $150 yearly fee on top of a $60 processing fee etc...and then give you a $200 or $300 limit. Orchard is part of Household Finance. They are ok. Some of the others are Bank of Marin, Aspire, Capital One, First Premier etc.....
2006-08-19 02:15:01 · answer #3 · answered by rainysnana 4 · 0⤊ 0⤋
I had the same problem, a good place to get one is at www.orchardbank.com. This a good card that helps rebuild your credit.
2006-08-15 02:51:21 · answer #4 · answered by Injun 3 · 0⤊ 0⤋
why don't you go to the library instead and borrow Tightwad Gazette vol 1, 2 , and 3 . follow it and see how much better off you can be in 1 2 and 3 years from now. You will be amazed.
2006-08-15 03:28:39 · answer #5 · answered by diane 4 · 0⤊ 0⤋
I would start with one from your bank or Chase.
Good luck.
2006-08-15 02:50:41 · answer #6 · answered by Carey 3 · 0⤊ 0⤋
orchardbank.com
2006-08-15 02:49:20 · answer #7 · answered by Boricua Chic 3 · 0⤊ 0⤋