What is your best money saving / cost cutting tip?

Answer 1

I don't eat out & I do all the cooking & I use alot of the basics like dry beans & fruit & veggies & rice.

Answer 2

I watch my electric consumption. I clip coupons and buy groceries instead of eating out all the time. I look for sales and clearance items at clothing stores that will last. I pay my credit cards off monthly, and I pay ahead on my car loan. I direct deposit money to a separate account for rainy days and financial goals.

The most important tip I can give to anyone wanting to cut costs:
Understand where your money goes. Most people want to save money, but they haven't taken the time to understand where they spend money, and more importantly, where they spend unnecessarily. If you take a couple weeks to track your spending, you will have a better idea where you personally can cut costs.

Answer 3

Are you a member of Costco, Sam's Club, or some other warehouse club. Beyond the merchandise they sell, these clubs also sell great discounted services.

I saved a cool $500 per year on auto insurance with Costco. That's $500 below every other quote I could find after shopping numerous companies and internet broker type sites like Geico, Progressive and others. I also received a $1,200 rebate when buying my home using their Real Estate Agent Services. Just on these 2 services alone I've saved $2,700 over the last 3 years.

These warehouse clubs also offer many other discounted services like film developing, travel services, check printing, car buying, home and auto financing, pharmacies, financial planning, health and dental insurance, phone services, etc. They've established relationships with 3rd party vendors at substantial discounts for their membership. They also offer discounted business services for small businesses, like payroll processing, merchant card processing, insurance, overnight delivery, etc.

Personally, I hate shopping at the warehouse club stores. They are too crowded, and I don't like buying in bulk. But I absolutely love the discounted services they offer!!!

For other money saving tips, see the link below.

Answer 4

I just don't buy what i dont need and go to this one web site whenever i access the web. there u only get 45 cents an hour to start but after a while u get good money. say u only earn 5 dollars a day that equals to $150 dollars a month just for doing nothing. the site is http://www.surfjunky.com/?r=24perez... just go 2 this site sign up and leave it open as u access the web u don't even have to look at the page. as long as u leave a window open for it u get paid. check it out it's free

Answer 5

I save money by living without the 4 C's -
car
credit card
condominium
country club membership

Answer 6

Cut cable tv costs by eliminating premium channels

reduce or eliminate meals out in restaurants

use coupons and comparison shop

ask yourself twice, "do I really need this, or merely want it?"

Answer 7

Best cost cutting tip: maximize your deductibles on your home and auto insurance.

Answer 8

make sure to save a minimum of 10% from ur earning every month. and forget about this reserve. drops of water make ocean.

best of luck

Answer 9

My Gosh, what a way to live!!!!

Why not just increase your income so you don't have to cut out living. Have a little fun in your life.

No you can't take my 44" projection TV with Premium Cable and a DVR.

Answer 10

I grow my own vegetables. I paid a few pence for a lettuce seed and I ate lettuce everyday this summer.