bankruptcy?

Question

hello , after lots of consideration i want to go through with bankruptcy, the thing is that im unemployed and i dont want to spend any money going through with it, is there an organisation out there that can help the unemployed to file and go through with it?

Answer 1

Even if you find a low or no cost attorney, be aware that there are some charges that you will be reponsible for. The court filing fee for a Chapter 7 bankruptcy is $299 today. There is some talk that it will be raising in the next few months, but nothing official yet. You can also petition to court to pay this fee in installments, but in our experience, it's really not worth it.

You will also be required to take a two credit counseling classes, one before filing, one before discharge. They cost, but must be available for no fee if you qualify. There is also quite a bit of documentation you need to provide to your attorney and getting copies might cost as well.

Be aware, also, that bankruptcy laws depend on total household income, not just your income, so if you live with someone who has a substantial income that may hinder your getting to file low or no cost. If you don't live with anyone, your attorney may want to know what you are doing to get by, as far as food, etc.

Answer 2

You should visit SAVEFINDER.NET- I am sure here you can find the best option for you

RE Bankruptcy?

hello , after lots of consideration i want to go through with bankruptcy, the thing is that im unemployed and i dont want to spend any money going through with it, is there an organisation out there that can help the unemployed to file and go through with it?

Answer 3

The new laws have made it very difficult for someone to file bankruptcy without the help of an attorney. Your local county bar association should have a lawyer referral service and you might be able to find someone with a low rate. You can also try the local Legal Aid Society. But if you are unemployed and have no assets, how are your creditors going to collect from you?