What financing options are available to me?What will influence whether my credit application will be approved?Will I get invoices send to me monthly if I set up a payment plan?Do I have to have insurance from the dealer?I'm in Australia by the way.Thanks in advance.
2006-08-12 01:56:44 · 4 answers · asked by Veronica B 1 in Cars & Transportation ➔ Insurance & Registration
Here is a thought...why not just drive a car that you can afford to pay cash for...and put your 'payment' in the bank...when you have enough money saved up....THEN go buy a new car! That is how we buy everything else in life other than a house...Why go into debt over a car?!?!
2006-08-12 03:59:06 · answer #1 · answered by FreedomLover 5 · 0⤊ 0⤋
Go to your bank first. Get pre approved. That way you will have a decent interest rate. The bank will give you the appropriate paperwork to show you are approved. Then go to the dealer of your choice. Then you will be able to negotiate the price a lot better because to the dealer you are as good as cash.
Don`t tell the salesman how much you have been approved for until the deal is in writing.
2006-08-12 02:18:20 · answer #2 · answered by bill a 5 · 0⤊ 0⤋
at the same time as I have a tendency to lean in the route of the gist of what any human beings responded, you want to make sparkling some thing on your ideas. frequently, human beings signal some thing with their broking that sounds like a freelance, yet is extremely some thing like a purchase order, and is largely an settlement that you're procuring some thing for some volume of renumeration, yet isn't the particularly sales settlement, which many times accompanies the finance place of work artwork. What you want to ensure that you've astonishing is that you in reality have the settlement signed with the aid of both you and someone on the dealership it is authorized to commit them to a economic deal. I have continually finished both moves (economic and contractual) at the same time, or offered the motorized vehicle for funds, the position you in hardship-free words have the settlement, and a bill of sale (call) - it is why i'm a touch at a loss for words. in case you in hardship-free words have the settlement, you want to be particular that that is the actual settlement, it is many times multi-web page and particularly specific in who does what and who's to blame for what. Conceivably, you've a contingency settlement, which says that the sale is valid if particular milestones are met, like getting finance approval. that one and all ought to correctly be wrapped up jointly. i'm no longer attempting to disparage the different solutions, I purely favor you to be careful and under no circumstances get your self in any criminal or economic warm water. You did not sound like you had finished a tremendous variety of this previously, so the tricks they use received't be favourite to you. the very best of success to you, and that i desire all works out properly.
2016-11-29 23:34:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
watch the interest rate. also ask your auto insurance co if they finance.
2006-08-12 02:22:14 · answer #4 · answered by zocko 5 · 0⤊ 0⤋