I got in a car accident. The driver offer to pay to fix my car. I brought the car to a shop to get my car fix. When the car was done, the driver never show up with the payment. I can't reach the driver now and I had to pay for the repairs. Is it too late to file a claim?
plus at the time of the accident, the driver did not have his license, insurance card. the only information i have is his name, cell phone number, license plate and vin #
2006-08-11 09:26:20 · 8 answers · asked by dko177 2 in Cars & Transportation ➔ Insurance & Registration
Yes, you can still file a claim. You or your shop still have the original estimate. Your insurance company can get records from the Department of Motor Vehicles, to get the person's address, from the plate number and the VIN. If your company agrees to pay, and if there is no statute of limitations involved (you do not say when the accident happened and when the car was repaired) they can subrogate; recover what was paid out, from the responsible party and possibly get your deductible back.
I am a retired (thankfully) claims adjuster. Your company may refuse to pay because you did not meet all policy conditions. If they refuse, file a complaint with your state Insurance Department.
2006-08-11 09:41:39 · answer #1 · answered by regerugged 7 · 0⤊ 0⤋
Your first mistake was not reporting the accident and waiting at the scene for the police to investigate it. The second was not waiting filing an insurance claim. The third was taking the car to shop on the word of an unlicensed driver who had no I.D. Your fourth mistake is asking for advice on this site rather than going to a lawyer who is a professional in law. Take it from there.
2006-08-11 09:35:56 · answer #2 · answered by quietwalker 5 · 0⤊ 0⤋
You never reported it to the police. You have no license # for the other driver. You have no witnesses. You repaired it without permission or an estimate from any insirance co.
Can you say S.O.L?
2006-08-11 09:32:34 · answer #3 · answered by ed 7 · 1⤊ 0⤋
If the motor vehicle continues to be financed, then you definitely ought to repair the motor vehicle. Your coverage enterprise will the two pay the physique shop at as quickly as for the maintenance, or make a verify payable to you and the physique shop. in case you owned the motor vehicle outright with a sparkling identify, then the verify could have been on your call in hassle-free terms. a third decision could be to ask the coverage enterprise to make the verify out to you and your lienholder, that way, you may sign off on the verify and deliver it to the lien holder to pay down what you owe. wish this helps
2016-09-29 04:20:50 · answer #4 · answered by ? 4 · 0⤊ 0⤋
if the police never came to inspect the accident then it's to late to file a claim, but if the police did inspect the accident on the spot then I think you can file a claim.
2006-08-11 10:29:07 · answer #5 · answered by serb423 3 · 0⤊ 0⤋
File in small claims court maybe. It might be to late doesn't hurt to check on it though
2006-08-11 09:33:06 · answer #6 · answered by chrissy 3 · 0⤊ 0⤋
Yes. Contact your insurance company, tell them what happened and give them all the information you have and any additional info they request.
2006-08-11 09:34:26 · answer #7 · answered by BCT 2 · 0⤊ 0⤋
If you have the shops estimate and maybe the shop took pictures you can try.
2006-08-11 19:29:53 · answer #8 · answered by trailsman1961 3 · 0⤊ 0⤋