Iam 18 years old and i have passed my driving licence written exam a week ago. Now,iam going to buy a new car either Toyota Matrix or Toyata Scion XB,but insurance for 18 years old person without any driving exprience is too much or even some companies doesn't support,What can i do?Should i buy just Third-party inurance? If i buy a used-car is it gonne be cheaper?Iam so confused,whould you let me know that what did you do when you were in my age and my situation ? And also i i live in Menlo park,ca
2006-08-11 08:50:00 · 7 answers · asked by Mosi 2 in Cars & Transportation ➔ Buying & Selling
Full coverage insurance is based on your risk factor (mostly age in your case), the risk factor of the car type (you are more likely to drive a Mustang GT fast than you are a Kia), and the replacement value.
Buying a used car where they have less to replace than a new car will lower the rate. New cars are a VERY poor investment anyway.
2006-08-11 09:02:54 · answer #1 · answered by Anonymous · 1⤊ 0⤋
I wouldn't buy a new car yet get some driving experience first then when your driving record shows that your a good driver, the insurance company can see that your ok, then they might lower your rate. Also full coverage costs alot more than liability. While getting used to driving, something dependable and good running in my opinion is better than show at first. AND CHEAPER!!!
2006-08-11 16:02:42 · answer #2 · answered by sportster1968 1 · 1⤊ 0⤋
Get matrix those are mad hotter.
You should get it used its easier that way.
The new it is though, the more you can sell for when you dont want it anymore.
The newer the car the higher the insurance, also the bigger the car the higher the insurance.
Good luck picking!
2006-08-11 16:25:24 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It's definatly cheaper to try to get insurance through your parents. Try that as an option first before you get it own your own. You may need to put the car in thier name but it'll be worth it for the money you'll save.
Good luck!
2006-08-11 15:56:11 · answer #4 · answered by Chr 2 · 1⤊ 0⤋
You have to buy a used car, learn to drive, how?? driving, you will have several situations in your car, when you learn to drive very well, and you feel confidence, you should buy a better one
2006-08-11 16:07:31 · answer #5 · answered by Santo 4 · 0⤊ 0⤋
buy a junk truck and learn how to correctly drive in california, then after you learn the ins and outs your insurance company will be happy with you
2006-08-11 16:02:52 · answer #6 · answered by Christian 7 · 1⤊ 0⤋
yeah i woould buy and older model car
2006-08-11 15:57:34 · answer #7 · answered by idontkno 7 · 1⤊ 0⤋