dealing with toyota financial or burt wolf toyota in charleston WV?

Question

have they taken advantage of you? i purchased in april they changed contract after i singed it! call aggitaite but refuse to pick up car how long do i have to put up with them. they call make threats but never do anything after you tell them to come and get it howlong do i have to wait before they will leave me alone or shoud i bring legal action against them are they lazy or what one suppervisor told me the car was not there problem. what would you do they tried to charge me 43,000.00 for a 06 corolla

the 43000.00 including financing.

Answer 1

I chose not to deal with Toyota Financial Services after their estimated payment for an interest rate that appeared to be lower than my credit union's offer created a payment higher than the one offered by the credit union. I believe they utilize what is called fuzzy math.

Answer 2

If you have a copy of the legitimate contract you signed (which you should) you should make the payments according to the contract you kept (assuming you have possession of the vehicle).

If the dealership changed the contract BEFORE you signed it and then you signed the "altered contract", then you really have an uphill battle because you have to prove the change. And further, shame on you for signing a legally binding contract without reading it in its entirety.

Quite honestly, despite all of this foolishness, somewhere in your files or home, you should have a copy of the finance agreement you signed for the 2006 corolla and in it should state the terms of payment, payment due date, payment address, and it should also have the Truth in Lending disclosure which tells you the total cost of the vehicle with finance charges. Pay according to those terms.

If they change the contract different than your copy at home -- then they have no legal basis in court. You have prima facie evidence--your copy of a signed contract!