can i get a mobile phone contract without having a credit card?

Answer 1

yes my hubby did but he needed a debit card

Answer 2

That would depend on how you are planning to buy your mobile phone contract. If you are buying online, I would say that you would have to use either a debit or credit card. Buying a phone face-to-face probably wouldn't require one. The main thing that I have been hearing is the credit score. A good credit score will give you more purchasing power and the seller more confidence that they won't be making a huge mistake in securing you as a customer. I purchased mobile phones for my wife and me over the Internet, so I had to use a debit or credit card. I believe, however, had I gone into a business and had the money in hand, they would have sold me the phones on the spot.

Answer 3

You don't need a credit card to get a contract mobile phone, you do need to have good credit however as credit checks are performed when you register for a phone and the results will mean you are either accepted or declined, this also sets your credit limit – i.e. how much high your bill can get before your line is suspended.

A current account is helpful though so you can set up a direct debit, this is easier to pay bills with and means you do not pay a £3 non-DD charge. Really credit cards are only used as a proof of ID when you are first registering for a contract or to pay bills once you have a contract - there are of course other forms of ID, two are needed, normally a bank card, drivers licence or passport are used as ID proof, things like bank statements or utility bills for proof of address (single proofs can be taken on credit cards or debit cards, this makes it easier on the networks when they are doing credit checks).

Answer 4

Yes. You only need a debit card, it doesnt have to be a credit card .There are great exclusive online deals on the internet, many with next day delivery. Or go into a phone shop and you can have the phone registered while youre there, aswelll as negotiating a deal to meet your needs.

As its direct debit you may be able to do it with just your bank details, but you'll probably need good ID sources which include your address.

Answer 5

Try orange, I have only a basic bank account, no debit or credit card, walked out with a free phone and great contract, all they needed was bank details and utility bills to prove where I lived.

Answer 6

don't comprehend relating to america yet right here interior the united kingdom the first rule is that banks DO require month-to-month charge for the telephone and phone quotes to be taken from a uk registered financial company. As "twinkles" properly factors out that's so the financial company will acquire the first month-to-month charge - their assure in case you like - while it falls due. the least puzzling way for that's by applying a right away debit. in recent times, interior the united kingdom the cellular companies in lots of cases do a credit verify on those desiring a month-to-month contract. i comprehend that some years in the past the banks did settle for month-to-month money from different sources yet this in lots of cases incurred an added month-to-month value of between £2 - £3. because of the fact of fraud the first rule of thumb now could be 'no card - no month-to-month contract'.

Answer 7

well i have a mobile phone on contract but dont have a credit card, they only need your bank details for direct debit

Answer 8

ou do not need a credit card to get a mobile phone contract.

Answer 9

No, even if you want to go on the pre-pay plan, they still require that you have a credit card. It is getting so that without credit in today's world, you are going to have a very rough time,since there are places that will not accept CASH. Years ago, if anyone would tell me this, I would say that they are crazy. But thats the way it are now.

Answer 10

Yes. It depends on credit rating rather than if you have a credit card or not. If you have a good rating then you should have no problem wherever you go. If you have a poor rating then it may be more difficult. As long as you have a bank account you should be fine.

Answer 11

Yes... I obtained one from Sprint . However, they required a two-year contract and a spending limit of $150. Meaning that my monthly charges can not go over $150 or my services are put on hold until I pay the amount.