i am 18 w/ no credit history , and if i can get 1 how much
2006-08-09 23:46:56 · 4 answers · asked by craksandwitches 1 in Health ➔ Mental Health
it all depends on what kind of loan you are looking to get?..car loan, mortgage, personal loan. but the easiest way to get credit when you dont have any is to become an authorized user on maybe your moms sears card or her discover card..you dont have to actually use the card but after your become an authorized user on one of her cards or someone elses during the next reporting cycle you will also show the cards reporting history on your card and that will give you a credit score and show you also have good credit....the other option is to get a start up credid card from your own bank..something with a low limit to establish your credit but make sure you are never useing more then 45% of your available credit or you will drop your score...
2006-08-09 23:55:40 · answer #1 · answered by becca9892003 6 · 0⤊ 0⤋
just start asking, and the loan companys, loan sharks, banks and relatives will answer all your questions
2006-08-11 16:32:37 · answer #2 · answered by fifi 5 · 0⤊ 0⤋
If u dont have a job to support your repayments, get a guarantor.
2006-08-10 06:52:58 · answer #3 · answered by movies watcher 3 · 0⤊ 0⤋
go to the bank and ask !!
2006-08-10 06:52:58 · answer #4 · answered by laceygurl29 2 · 0⤊ 0⤋